Perspectives on Insurance
At each step in your life and career, it’s a good idea to re-evaluate your insurance coverage. TMAIT’s articles can help you do just that.
Choose a life stage that applies to you:
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When the insurance safety net of your residency disappears
“If you get hurt or become too sick to work, what happens to your income?” It’s one of the first questions that Scott Dial, a disability-income expert...
Waiting to buy life and disability insurance puts the future — and your family — at risk
Physicians often ask, “With the high costs of medical school and possibly starting a practice, how can I spend more money on insurance, especially when I’m...
Tying the knot? Think about insurance for two.
Big events like a marriage are the perfect time to start thinking about protecting what you have, including your income and health...
Prepare for a new baby with the right insurance protection
There are many things you need to do to get ready for a new addition to your family. In the midst of buying a new crib and deciding on baby names...
Opening a practice? What you need to know about insurance.
So you’ve finally finished medical school, completed your residency, and you’re ready to open your own practice. It’s an exciting time in life — you’re realizing...
How to lower insurance costs for your medical practice
As insurance is likely to be one of the major expenses of your medical practice, controlling insurance costs is a key way to manage the overhead costs of your...
The importance of key person insurance
When it comes to insuring your practice, “key-person insurance is very important,” says James Prescott of Texas Medical Association Insurance Trust...
How divorce affects your insurance policies
Going through a divorce can be difficult, and it’s important to understand your options when it comes to insurance coverage...
When the kids leave the nest, it’s time for an insurance review
Sending your last child off to college or a new career can be bittersweet. You’re leaving behind your role of a day-to-day parent, but also gaining more time...
Insurance coverage for your retirement years
As you near retirement, take a look at your insurance. There may be some policies you no longer need, and others that can help you feel more secure in your...
Strategies to make the most of your retirement income
When it comes to retirement income, what you receive is less important than what you keep. So it’s a good idea to understand the tax treatment for each...
Adjusting your insurance coverage after the death of a loved one
There aren’t many things in life that are as difficult as grieving the death of a loved one. While it may be difficult to make decisions right away, you may...
Five questions to ask yourself as you save for retirement
Many physicians don’t earn a high salary until after seven years—often more—of taking out loans and getting by on a minimal salary or stipend as they complete...
Frequently asked questions about Medicare Part D
In an effort to facilitate a better understanding of your options regarding the new Medicare Part D — Prescription Drug Plan, TMAIT has assembled answers...
