For many of us, pets are not just animals; they’re part of the family. When your pet becomes ill or injured, you want him or her to recover quickly. Veterinary medicine has made advances by leaps and bounds in recent years, but the cost of veterinary care has also increased dramatically: in 2006, Americans spent approximately $9.2 billion on veterinary care. For the year 2014, that amount leaped to $15.3 billion.* For many families, pet insurance is a practical way to manage the expense of providing their beloved pet with quality care.

TMA Insurance Trust has teamed up with ASPCA Pet Health Insurance to bring you health coverage for your pets – and a valuable 10% discount for TMA members. What are some of the advantages of choosing ASPCA Pet Health Insurance?

Customizable Pet Coverage

You can create a customized plan that fits your pet’s needs down to the letter.

• Choose your reimbursement level: either 70%, 80% or 90%. Your reimbursement will be based on your actual veterinary bill, not a benefit schedule. Your veterinarian’s exam fee is also included.
• Choose whether you want the option to cover preventive care at an additional cost. These services, based on a schedule, include vaccines, spaying or neutering, regular exams, an annual dental cleaning, flea and heartworm medication, and more.
• Choose the amount of your annual deductible per pet: $100, $250, or $500. This is an annual deductible, not a per-incident deductible.
• With your TMA membership, you qualify for a 10% discount, as well as an additional 10% discount for each additional pet you insure.

Service Designed with Your Busy Life in Mind

We know that as a physician, your time is precious. You may prefer the convenience of obtaining an online quote any hour of the day, or you may wish to speak with a person who can guide you through the enrollment process quickly and efficiently. Whatever the case, your time is valued and your needs will be met. The online enrollment process is quick, clear and concise; after answering a few brief questions, you’ll receive a convenient emailed quote. You may choose to enroll at that time, or you can take time to decide – the choice is up to you. For those who prefer to speak with a person, call and talk to a helpful, licensed representative who can answer your questions and take care of enrollment for you.

When you’re ready to protect your pets with comprehensive health coverage, TMA Insurance Trust can help you save. We have negotiated an exclusive discount for TMA members. Click here or call (877) 755-9576 and mention TMA Insurance Trust to receive a 10% discount on pet health care plans. This is just one more way that we at TMA Insurance Trust are looking out for you as a Texas physician.

*according to the American Pet Products Association, Press Releases 2006-2014.

Disclosures

Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Levels 1-4 reimbursements are based on usual and customary eligible costs. Products, rates and discounts may vary and are subject to change.

Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.