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Disability and Office Overhead Expense Insurance

Disability and office overhead expense plans may help financially protect your group members and medical practice when unexpected disabilities or illnesses strike.

Short-term disability
Short-term disability insurance pays a percentage of an employee’s salary for a specified amount of time if he or she is ill or injured and can’t work.
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Long-term disability
Long-term disability provides a monthly benefit for an employee if he or she is disabled and cannot work for a long period of time.
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Office overhead expense insurance
If the owner of a medical practice becomes disabled, office overhead expense insurance pays employee salaries, rent, utilities, and other business expenses until the practice owner recovers and can get back to work.
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