Personal Accident Insurance
Keep yourself and your family safe from the financial drain of some devastating accidental injuries.
Insurance Tip
You can enroll your spouse or children in a personal-accident insurance plan at an affordable rate.
Personal accident insurance offers benefits, such as:
- Affordable protection above and beyond your primary medical, long-term disability, and life-insurance coverage.
- Coverage for specific injuries that would affect you as a physician, such as losing a finger, hand or foot, or your sight.
- Cash benefit to use for whatever you need, including mortgage payments, groceries, and other living expenses, while medical insurance only pays for medical bills.
- A death benefit payment to your loved ones if you die in a covered accident.
TMAIT Advisors have two ways of helping you find a personal accident insurance plan that meets your needs:
TMAIT Trust product designed exclusively for physicians.
Since 1969, we have worked with The Prudential Insurance Company of America to offer a Group Personal Accident Insurance Plan exclusively to TMA member physicians and their dependents. Our Group Personal Accident Insurance Plan offers product and TMAIT member benefits such as:
- Coverage up to $1 million, and spouse coverage up to $500,000
- No medical exams or health questions required
- Portability — take it with you even if you move or leave the state, as long as you remain a TMA member
- Support of physician advocacy efforts
TMAIT Advisors can shop the open market for you.
Our Advisors search a wide range of individual personal-accident insurance plans and present a range of options from reputable insurance carriers. We do the legwork. You get the personal accident insurance plan that best suits your needs.
Our featured Trust Group Personal Accident Insurance Plan
We have worked with Prudential to design a Group Personal Accident Insurance Plan to specifically meet the needs of individual Texas physicians and their dependents.
Learn moreRequest a quote
Complete a short online request form and a TMAIT Advisor will contact you with custom pricing, ready to discuss all your options.
Begin the quoting processYou might also consider...
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Waiting to buy life and disability insurance puts the future — and your family — at risk
These coverage types
Long-term disability insurance
Personal accident insurance only covers accidental injuries. You may also need a long-term disability plan that offers a benefit if you suffer from a long-term illness or injury and are unable to work. Learn about long-term disability insurance
Term life insurance
While personal accident insurance offers a benefit to your loved ones if you die in a covered accident, it probably won’t be enough to financially support them once you’re gone, and it won’t pay benefits if you die of an illness. For these reasons and others, you may also need a term-life insurance plan.Learn about term life insurance
Prudential, the Prudential logo and the Rock Symbol are service marks of Prudential Financial, Inc. and its related entities registered in many jurisdictions worldwide.
Personal Accident Insurance, Term Life Insurance, and Long Term Care Coverage are issued by The Prudential Insurance Company of America, Newark, NJ 07102. All coverages contain exclusions and limitations which are contained in the booklet certificate. Contract series 83500. CACOA# 1179. NAIC# 68241.
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