A supplemental hospital indemnity policy pays you a daily benefit if you, or a covered family member, are hospitalized on an inpatient basis.

TMAIT Advisors have two ways of finding you a supplemental hospital indemnity plan that meets your needs:

TMAIT Trust products designed exclusively for physicians.

Since 2003, we’ve worked with Blue Cross Blue Shield of Texas, the largest health insurer in Texas, to offer a Supplemental In-Hospital Indemnity Plan available exclusively to TMA member physicians and their dependents. This plan has unique product and TMAIT member benefits, such as:

• A range of benefit amounts, from $100 – $250 per day
• 365 days of coverage — starting the first day you’re hospitalized
• Benefits double if you’re in intensive care or receiving inpatient cancer treatment
• Portability — if you maintain your TMA membership, you can take your coverage with you even if you leave your job or leave the state
• Review of claims and underwriting disputes by a board of fellow physicians
• A rate stabilization fund that helps keep your premiums stable
• Support for physician advocacy efforts

TMAIT Advisors can shop the open market for you.

Our Advisors search a wide range of supplemental hospital indemnity plans and present a range of options from reputable insurance carriers. We do the legwork. You get the plan that best suits your needs.