Permanent Life Insurance
Permanent life insurance covers you for as long as you live — no matter how long you live.
Insurance Tip
Make sure you purchase life insurance through a company that has a high credit rating. You can check a company’s credit rating through
A.M. Best. Find out more by reading our Life Insurance guide.
There are many different types of permanent life insurance plans, including:
- Traditional whole life. This type of life insurance offers a death benefit to your loved ones when you die and includes a savings component that can be borrowed against or cashed in.
- Universal life. Similar to traditional whole life, universal life gives you more flexibility because you can adjust your premium and the death benefit amount to fit your changing needs.
- Variable life. With variable life insurance, your premium stays the same, but you can build up a cash reserve and have more control over how your cash is invested.
TMAIT Advisors can help you find permanent life insurance coverage that meets your needs.
We can shop the open market for you.
Our Advisors search a wide range of permanent life plans and present a range of options from reputable insurance carriers. We do the legwork. You get the permanent life insurance that best suits your needs.
Request a quote
Complete a short online request form and a TMAIT Advisor will contact you with custom pricing, ready to discuss all your options.
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A long-term disability plan protects your income if you become disabled. It’s wise to purchase both life and long-term disability plans when you’re young and healthy, so you can get better rates. Learn about long-term disability insurance