Summertime is here - a season filled with baseball, boating, beaches, and maybe a well-earned vacation. Hopefully, the biggest bump in your plans is a little sand in your shoes or water up your nose. But when summer fun takes a turn, the consequences can be both physical and financial.
Whether it’s a misstep off the dock, a fall on the tennis court, or a backyard slip-and-slide gone wrong, accidents tend to happen when we least expect them. Just like applying sunscreen, preparing for an accident is best done ahead of time. As a physician, you’ve likely taken precautions, your family has health insurance, and maybe even dental coverage. But even with health insurance, the bills that follow an accident, copays, deductibles, and more, can quickly add up.
That’s where TMA Member Accident Insurance, issued by The Prudential Insurance Company of America, steps in. This supplemental coverage helps bridge the financial gap, offering added protection for you and your loved ones, so you can keep living life to the fullest.

Guaranteed Protection for You and Your Family
This plan supplements your health insurance and pays a lump sum benefit directly to you based on diagnosis; no treatment or receipts are required. That means you can cover what you need, when you need it. Whether it’s ER copays, prescriptions, or just catching up on household bills while you recover, this plan gives you the flexibility and control. It’s more than peace of mind, it’s the added security your family can count on during life’s unpredictable moments.
The plan pays benefits for:
- Fractures
- Dislocations
- Hospital stays (inpatient and outpatient)
- Dental and eye injuries
- Burns
- And more
Eligible TMA members under age 65 can enroll with guaranteed acceptance—no medical questions asked. You can also extend coverage to your spouse or domestic partner (under age 65) and your dependent children under age 26. Coverage begins the day you enroll.
Enjoy Summer Knowing You’re Covered
Splashes and spills are part of summer fun—but so are the occasional slips. One quick step now can help protect your finances if an accident happens. TMA Member Accident Insurance makes it easy. Click below to enroll online or speak one-on-one with a knowledgeable TMA Insurance Trust advisor who can walk you through your options by calling 800-880-8181, Monday through Friday from 8:00 am to 5:00 pm, CST.
Before you head out to the lake or hit the trail, take a moment to enroll. It's one simple step that could save you from big out-of-pocket surprises later.
Because while you can’t plan for everything, you can be prepared.


For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of quality insurance plans.
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