We understand the demanding schedule and many responsibilities you face as a practice owner or manager - from caring for your patients to the challenge of retaining staff, there’s a lot to handle. Finding the right health insurance solutions shouldn’t add to that burden, and navigating your options alone can be overwhelming. Whether you’re working with a team or independently, we can help you secure the right coverage to fit your needs.
As a full-service agency created by physicians for physicians, we are uniquely positioned to help you explore your practice’s group health insurance options. Our experienced advisors have assisted many practices like yours to identify and consider their group benefits and we provide this knowledge and guidance at no cost. Additionally, we work closely with your practice to help ease the administrative workload and assist you at every step so you can focus on what matters most: patient care and running your practice.
Tailored Solutions to Fit Your Practice
At TMA Insurance Trust, we know that every physician and practice’s needs are unique, and our expert advisors work to find tailored solutions for your practice’s situation. We’re here to help ensure you secure the right group health coverage to provide essential protection for your team, yourself, and your family, while potentially helping to manage costs. Whether or not you have employees, you may be eligible for group PPO health insurance for just yourself and your family. We also offer options to provide more affordable HMO plans for your staff, without the hassle of managing multiple plans as we are here to help streamline the process.
Below are ways we help practice owners and independents who need coverage:
- We offer group and individual plans from leading carriers.
- Practice owners with group coverage for their practice: there are opportunities to help control the cost to your practice and be able to offer your employee's health insurance – with a mix of group PPO and HMO plans.
- Practice owners with staff on their own health coverage (a spouse’s plan or that of another provider): you may be able to get group PPO coverage just for yourself and your family.
- Partners with no W-2 employees: you may be eligible for group coverage only for yourself. You’ll need to provide partnership documentation and the company’s SS4 or recent K-1 (Form 1065).
- Physicians who own a business with their spouse, or their spouse is a W-2 wage employee: you may qualify for group coverage even without partnership documentation.
- Establish a Health Savings Account (HSA). If you select a high-deductible health plan to manage costs better, you can open an HSA. These accounts offer tax advantages, spending flexibility, and ongoing savings and investment opportunities.
- Physicians opening their own practice: TMA Insurance Trust can help you with starting your own group plan.
Our priority is supporting Texas physicians and we work with multiple carriers to provide the best possible insurance solutions at competitive rates for you, your practice, and your team. We’re here to ensure you have ongoing support by handling enrolling staff and dependents, canceling coverage for departing employees, distributing temporary ID cards and policy information, assisting with billing or claims issues, and advocating for your practice and staff throughout the year.
Comprehensive Coverage Without the Hassle
Take the first step toward securing the coverage you deserve, and help to protect everything you’ve worked hard to build. Choosing the right health coverage for your practice doesn’t have to be complicated. When you call, you will be greeted by a knowledgeable live agent who will be happy to guide you through your options and help you make more informed decisions.
Our advisors are available for a no-obligation consultation. Unlike traditional agents and brokers, they are not driven by sales-based commissions, ensuring you receive unbiased advice in the best interest of your practice. Contact us at 800-880-8181, Monday through Friday between 8:00 AM and 5:00 PM CST.
For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
