TMA Insurance Insights | Blogs, Tools & Resources for Texas Physicians

Group Health Insurance Coverage Solutions for Owners and Independents

Written by TMA Insurance Trust Team | Mar 23, 2024 12:00:00 PM

While physicians are experts in diagnosing and treating patients, TMA Insurance Trust's expertise lies in navigating the complexities of insurance. We dedicate ourselves to helping you safeguard your practice and yourself against financial challenges. Group health insurance is a vital tool in ensuring the stability and security of your practice, providing essential financial protection for yourself and your team. In addition, we may be able to help you secure group PPO coverage for just yourself and your family.

Tailored Solutions for Every Physician

As a full-service insurance agency founded by physicians, TMA Insurance Trust understands that each practice has different and unique needs. Our expert advisors provide personalized solutions tailored to your practice, ensuring you receive the support you need. Some physicians may prioritize PPO coverage, while their staff prefers more affordable HMO plans. Managing multiple plans may seem daunting, but we can help streamline the process and alleviate administrative burdens so you can get the coverage you prefer.

800-880-8181 8:00 – 5:00 CST Monday – Friday

Here are the specific ways TMA Insurance Trust can assist practice owners and independents with group health insurance coverage:

  • We offer group and individual plans from leading carriers.
  • For practice owners with group coverage, there are opportunities to help control costs and offer employees health insurance with a mix of group PPO and HMO plans.
  • Practice owners with staff on their own health coverage (such as a spouse's plan or another provider) may be eligible to get group PPO coverage just for themselves and their families.
  • Partners with no W-2 employees may be eligible for group coverage only for themselves. Partnership documentation and the company's SS4 or recent K-1 (Form 1065) will be required.
  • Physicians who own a business with their spouse or their spouse is a W-2 wage employee may qualify for group coverage even without partnership documentation.
  • For physicians opening a practice, TMA Insurance Trust can help you start your group plan.

Our advisors are not driven by sales-based commissions, ensuring you receive unbiased recommendations at no cost to your practice. TMA Insurance Trust works with multiple leading carriers, allowing us to provide the best possible insurance solutions for you, your practice, and your staff.

Expert Guidance with Personalized Support

When you contact us during business hours, you'll be greeted by a live person eager to support you. Our commitment to service extends beyond just providing insurance coverage. We facilitate the enrollment of staff and dependents, distribute temporary ID cards and policy information, assist with billing, and advocate for your practice and staff throughout the year.

Whether you're a practice owner looking to control costs, an independent physician seeking group coverage, or starting your practice, TMA Insurance Trust has the expertise and dedication to assist you in securing group health coverage. Contact us at 800-880-8181 Monday through Friday between 8:00 AM and 5:00 PM CST to speak directly with one of our advisors. Let us handle the details so you can focus on what matters most – providing outstanding patient care.

For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.