Is There A “Critical Illness Gap” In Your Health Insurance?

Physicians are like everyone else in at least one respect – no one is immune to the possibility of a serious illness.

Every year, 720,000 Americans have a heart attack.¹ Every 40 seconds a stroke occurs.² And in the United States, the risk of developing cancer is 1 in 3 for both men and women.³

And here is another sobering thought: With the higher deductibles, copays and coverage limits of many of today’s health insurance plans, it’s very likely that your primary health insurance will not cover all the expenses related to a prolonged serious illness.

That is why we are offering TMA members guaranteed acceptance for $20,000 of critical illness insurance.

Enroll Now – No Questions Asked

This is a limited-time offer for The TMA Member Critical Illness Plan issued by The Prudential Insurance Company of America.⁴ If you enroll now, no questions will be asked and no underwriting will be required. Your acceptance is guaranteed.

This opportunity is available from February 1st until March 31st. We cannot guarantee it will be available after this date. So to ensure your guaranteed acceptance, we encourage you to enroll today.

Why is Critical Illness Insurance Important?

The out-of-pocket medical and non-medical expenses that typically accompany a critical illness – like cancer, stroke, heart attack or Alzheimer’s disease – are often unexpected and can seem unmanageable.

These can include: out of network medical care, specialized and experimental medication, travel to and from a treatment facility, medical devices for your home, additional child care as well as the cost of a caregiver.

Use Your Benefit As You Choose

The TMA Member Critical Illness Plan pays a lump sum cash payment directly to you upon diagnosis of a covered illness.

It is yours to use as you wish, regardless of any other insurance plan you may have. You can use the money for:

• Treatments not covered by your health insurance
• Your family’s travel costs
• The cost of a caregiver
• Additional child care
• Medical devices or furniture

Include Your Partner

If you are an active TMA member under age 65, you are eligible to enroll. When you enroll, your spouse or domestic partner under age 65 qualifies for $10,000 of guaranteed coverage. Additional coverage up to a total of $250,000 is also available.

Enroll Easily Online

We hope you’ll carefully consider this opportunity to help close the gap in your health insurance coverage and secure a financial safety net in the event of a critical illness.

If you have any questions please contact a TMA Insurance Trust advisor for assistance toll-free at 1-800-880-8181, 7:30 am to 5:30pm Monday to Friday CST. They do not work for sales-based commissions so you will never feel any obligation or sales pressure.

We’ve also made it easy for you to enroll online in a matter of minutes. Get started now – simply click the button below.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.