--- title: Last Chance to Access Special Options for Better Group Health Coverage description: As the year draws to a close and Open Enrollment quickly approaches its final days, a valuable opportunity remains to secure health insurance. image: https://www.tmait.org/hubfs/December%202024/December%202024%20Week%201%20-%20Open%20Enrollment.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/December%202024/December%202024%20Week%201%20-%20Open%20Enrollment.png) [Health Insurance](https://www.tmait.org/blog/topic/health-insurance) # Last Chance to Access Special Options for Better Group Health Coverage 7 December 2024 As the year draws to a close and Open Enrollment quickly approaches its final days, a valuable opportunity remains to secure health insurance that aligns with your practice’s priorities. With options that may improve your coverage for 2025, this limited window offers an ideal chance to review and secure your best coverage option. ## Special Group Health Options Available Now Every physician has unique health insurance needs, and finding the right coverage to match your practice’s situation can make a real difference. We understand this, and we’ve worked to identify special, limited-time options that can help make high-quality group coverage accessible. *Whether or not you have employees, have partners, or practice independently, you may be eligible for group PPO health insurance for just yourself and your family.* [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/1876f7ad-549d-444d-8ad8-d3754e4c0e06.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/1876f7ad-549d-444d-8ad8-d3754e4c0e06)***[800-880-8181](tel:800-880-8181) 8:00 – 5:00 CST Monday – Friday*** Here’s how these options—and our support—benefit you: - **Practice owners looking for group coverage for their practice:** Initial enrollment opportunities are available only during Open Enrollment to help practices manage the cost and offer their employee's group health insurance, including a mix of group PPO and HMO plans. - **Practice owners with staff on their own health coverage** (spouse’s plan or another provider) may be able to get PPO coverage just for themselves and their families. - **Partners with no W-2 employees: **You may be eligible for group coverage only for yourself. You’ll need to provide partnership documentation and the company’s SS4 or recent K-1 (Form 1065). - **Physicians who own a business with their spouse or their spouse is a W-2 wage employee**: You may qualify for group coverage even without partnership documentation. - **Physicians opening your own practice:** TMA Insurance Trust can help you start your group plan. - **Establish a Health Savings Account (HSA).** If you select a high-deductible health plan to manage costs better, you can open an HSA. These accounts offer tax advantages, spending flexibility, and ongoing savings and investment opportunities. Whether you need coverage for yourself, your family, or your staff, we’re here to help. With Open Enrollment ending soon, some special options are set to expire. *Don’t miss this final chance to take advantage of these limited-time options.* ## Experience That Works for You At TMA Insurance Trust, supporting Texas physicians is our top priority. Our licensed advisors have years of experience and specialize in group health insurance. We work closely with top-rated Texas carriers to help physicians secure quality coverage at competitive rates—always without commission-based incentives, so you’ll never experience sales pressure or obligation. ## Don’t Delay—Secure Your Coverage for the New Year **To ensure your coverage begins on January 1, 2025, please submit your completed enrollment documents by Wednesday, December 11th.** Our TMA Insurance Trust advisors will provide support beyond enrollment, offering year-round assistance at no extra cost. Contact us at 800-880-8181, Monday through Friday, 8:00 a.m. to 5:00 p.m. CST, and start the new year with confidence in your coverage. [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/ebf3a58c-49d2-407c-bca7-674c38ad7f8f.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/ebf3a58c-49d2-407c-bca7-674c38ad7f8f) For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Health Insurance ](https://www.tmait.org/blog/topic/health-insurance) [, Open Enrollment ](https://www.tmait.org/blog/topic/open-enrollment) [, Group Benefits ](https://www.tmait.org/blog/topic/group-benefits) [, Independent Physician ](https://www.tmait.org/blog/topic/independent-physician) [, Practice Owners ](https://www.tmait.org/blog/topic/practice-owners) ** [Group Coverage](https://www.tmait.org/blog/topic/group-coverage) [**Previous Entries](https://www.tmait.org/blog/countdown-to-better-health-coverage-know-your-options) [Next Entries**](https://www.tmait.org/blog/new-year-new-savings-lower-your-auto-home-insurance-costs) ## Recommended Posts ### [A New Alternative for Group Health Insurance](https://www.tmait.org/blog/a-new-alternative-for-group-health-insurance-group-benefits) ### [Why Going It Alone on Group Health Coverage Costs Your Practice](https://www.tmait.org/blog/why-going-it-alone-on-group-health-coverage-costs-your-practice-group-benefits) ### [Practice Owners Share Their Experience Navigating PPO Health Insurance Options](https://www.tmait.org/blog/practice-owners-share-their-experience-navigating-ppo-health-insurance-options-group-benefits) ### [Give Your Group Health Coverage Another Look](https://www.tmait.org/blog/give-your-group-health-coverage-another-look-group-benefits) ### [Group Health Insurance for Today's Independent Physician](https://www.tmait.org/blog/group-health-insurance-for-todays-independent-physician-group-benefits) ### [Final Opportunity to Check If a Group PPO Plan Is Possible for 2026](https://www.tmait.org/blog/final-opportunity-to-check-if-a-group-ppo-plan-is-possible-for-2026-open-enrollment) ### [PPO Access Alert: What Practice Owners Must Know Before 2026](https://www.tmait.org/blog/ppo-access-alert-what-practice-owners-must-know-before-2026-open-enrollment) ### [Don’t Renew Yet! 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