--- title: "Life Insurance: Essential, Affordable Protection for Your Family" description: Are you, like many others, thinking seriously about ways to help protect your family? If so, we can help. image: https://www.tmait.org/hubfs/May%202020/May_2020_Week_1_Life_Insurance.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/May%202020/May_2020_Week_1_Life_Insurance.png) [Life Insurance](https://www.tmait.org/blog/topic/life-insurance) # Life Insurance: Essential, Affordable Protection for Your Family 2 May 2020 In these uncertain times, physicians are now facing tremendous risk in ways never before experienced. We feel for the many thousands of physicians in Texas that are now living with great uncertainty in both their personal and professional lives. There is so much out of our control, but something you can control is having appropriate financial protection. Are you, like many others, thinking seriously about ways to help protect your family? If so, we can help. ## Term Life is an Affordable Solution You know that life insurance can help provide essential protection for your family in the event you are no longer here to care for them. Term life insurance offers quick and affordable protection. How cost effective is term life? As an example, for about $50/month, a 40-year-old male physician can obtain $1 million of life insurance for a 20-year term. It is important to secure insurance with a quality life insurance company; one that will be around to honor your policy for the duration of your coverage. That’s why TMA Insurance Trust offers TMA Member Term Life Insurance through **The Prudential Insurance Company of America (Prudential)**. Prudential is an insurance company with financial strength and stability, insurance industry leadership, a record of timely claim payments, and quality customer service. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/0c212510-cb80-44e3-b386-120b47b495f5.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/0c212510-cb80-44e3-b386-120b47b495f5)***[800-880-8181](tel:800-880-8181) 7:30 – 5:30 CST Monday – Friday*** ## True Support for Texas Physicians Is your current life insurance coverage at the benefit level necessary to provide enough financial support for your family if you pass away? If you aren’t sure, our advisors are ready to review your situation. Our goal is to support you as you endeavor to help protect your family. If you call for a review and we find that you have enough coverage, we’ll tell you so. If we find that your family is financially under-protected, we’ll tell you that as well. Because our advisors do not receive sales-based commissions, you can rest assured that there is never any obligation or sales pressure. They provide their expertise and unbiased guidance at no cost to you. ## Essential Financial Protection, Conveniently Perhaps you want to speak with an advisor who can walk you through your options for life insurance; or you may want to obtain additional life insurance coverage as quickly and conveniently as possible. With TMA Insurance Trust, you have options. Depending on your situation, you may apply online or speak with an advisor for personalized assistance. If you are a TMA Member **under age 45**, you can apply online for up to **$500,000** of TMA Member Term Life coverage and get an approval in minutes by selecting the **Life Express** link below. If you are a TMA Member **under age 55**, you can apply online for up to $1,000,000 of coverage with simplified underwriting by selecting the **$1 Million Life** link below. If you need more coverage, you can apply for up to $2,000,000 of TMA Member coverage by **contacting one of our knowledgeable advisors**, or to explore other term life insurance options available to you from other top-rated carriers. [![New call-to-action](https://no-cache.hubspot.com/cta/default/400074/e2415d11-417d-4b17-8c98-d3cbd616cebc.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/e2415d11-417d-4b17-8c98-d3cbd616cebc)   [![New call-to-action](https://no-cache.hubspot.com/cta/default/400074/a4090e2e-10e3-4b5c-9686-3995897667f0.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/a4090e2e-10e3-4b5c-9686-3995897667f0)   For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Life Insurance ](https://www.tmait.org/blog/topic/life-insurance) ** [**Previous Entries](https://www.tmait.org/blog/were-here-to-help-your-practice-now-and-in-the-future-group-benefits) [Next Entries**](https://www.tmait.org/blog/whats-your-income-protection-plan-now-disability-insurance) ## Recommended Posts ### [When “Easy Online” Life Insurance Wasn’t So Easy](https://www.tmait.org/blog/when-easy-online-life-insurance-wasnt-so-easy) ### [Do Online Life Insurance Promises Tell the Whole Story?](https://www.tmait.org/blog/do-online-life-insurance-promises-tell-the-whole-story) ### [Is Your Life Insurance Stuck in the Past?](https://www.tmait.org/blog/is-your-life-insurance-stuck-in-the-past) ### [Don’t Let These Coverage Gaps Surprise You in Retirement](https://www.tmait.org/blog/dont-let-these-coverage-gaps-surprise-you-in-retirement-medicare) ### [One Conversation Changed the Way She Thought About Life Insurance](https://www.tmait.org/blog/one-conversation-changed-the-way-she-thought-about-life-insurance) ### [Protect Your People and Your Plans from the Start with Life Insurance](https://www.tmait.org/blog/protect-your-people-and-your-plans-from-the-start-with-life-insurance) ### [Income Protection Insights for Locum Tenens and Contractors](https://www.tmait.org/blog/income-protection-insights-for-locum-tenens-and-contractors) ### [Protecting Your Legacy Starts with the Right Life Insurance Plan](https://www.tmait.org/blog/protecting-your-legacy-starts-with-the-right-life-insurance-plan) ## Speak with a TMA Insurance Trust Advisor: TMA Member Term Life coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. 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