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Medical Insurance May Not Cover All Your Costs After An Accident

As the cost of health insurance deductibles and copays continue to climb, families are absorbing more and more out-of-pocket costs. When a family member gets injured due to an accident, most medical health insurance plans only pay a portion of the bill, leaving you with the remaining balance. You can help protect your family and your finances with a TMA Member Accident Insurance plan.

TMA Member Accident Insurance is an excellent supplement to your family’s health insurance coverage to help pay for those out-of-pocket expenses related to unforeseen accidents.

Nicer Weather Brings Opportunities for Accidents

When the weather is nice, we all tend to enjoy more outdoor physical activities. Summer camps and little leagues are filled with eager children and parents ready to take advantage of long sun-drenched days and campfire nights. At the same time, every year hospital emergency rooms see a steady stream of children being treated for sports and adventure related injuries. If you, your children, or your spouse have an accident on the field, on the mountain, in the yard, or house, TMA Member Accident Insurance issued by The Prudential Insurance Company of America can help. Acceptance is guaranteed for eligible TMA members, so enrolling is fast and easy.

As soon as you sign up, your coverage begins and you can immediately take advantage of the following benefits if needed:

  • Benefit payments are made based on diagnosis so there is no need to undergo treatment or provide proof of any expenses incurred prior to receiving payment.
  • Unlike medical health insurance, cash benefits from the TMA Member Accident Insurance plan are paid directly to you, not to the doctor or hospital.
  • Use the lump sum benefit to cover whatever you want: prescriptions, out-of-pocket deductibles or co-pay, and even living expenses.
  • Accident Insurance pays benefits for:
    • Fractures
    • Dislocations
    • Hospital visits (inpatient and outpatient)
    • Dental and eye injuries
    • Burns and much more
Have questions about your insurance needs? We're here to help - click here or call today
800-880-8181 8:00 – 5:00 CST Monday – Friday

Protecting Your Whole Family

Being prepared for when an accident occurs not only helps protect your finances but helps protect the people that matter to you the most. TMA Member Accident Insurance can help you to provide extra financial support when an unexpected injury happens.

TMA Members and their dependent spouse or domestic partner under age 65 are eligible to enroll. As a Member, you may also enroll your dependent child(ren) under the age of 26.

Contact one of our TMA Insurance Trust advisors for a free personalized consultation. They are ready to take your call at 800-880-8181, Monday through Friday from 8:00 am to 5:00 pm, CST. Or apply online through Prudential’s enrollment platform at memberenroll.tmait.org.

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For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

Speak with a TMA Insurance Trust Advisor:

This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.
Group Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential's Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500.


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