---
title: One Plan for the Year—Travel Insurance That Covers Every Trip
description: Travel doesn’t always go according to plan. Having coverage in place helps provide support for covered travel-related expenses
image: https://www.tmait.org/hubfs/May%202026/May%202026%20Week%205%20-%20EverTravel.png
---

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[Residents](https://www.tmait.org/blog/topic/residents)

# One Plan for the Year—Travel Insurance That Covers Every Trip

 27 May 2026

One Plan for the Year—Travel Insurance That Covers Every Trip

3:10

It’s the time of year when travel plans start coming together. Maybe it’s a long weekend with your spouse in the mountains, time with your kids or grandkids at the beach, or a trip abroad that you’ve been looking forward to. It’s time you’ve set aside for yourself and your loved ones, and the last thing you want is for something unexpected to get in the way.

## Meet EverTravel: Your Annual Travel Companion

At TMA Insurance Trust, we continue to look for ways to help our members manage rising costs and simplify insurance planning. As part of your TMA member benefits, we’ve arranged exclusive pricing for **EverTravel,** issued by Zurich American Insurance Company, so you may pay less than you would for similar travel coverage on your own.

Just as importantly, it’s easy to put in place. With one plan for the year, you can cross travel insurance off your list instead of managing it one trip at a time.

[![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/a9381ac9-cc4d-4045-bd91-0d0101718d4e.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/a9381ac9-cc4d-4045-bd91-0d0101718d4e)***[844-843-9412](tel:844-843-9412)***

## Delays, Detours, and Disruptions

Travel doesn’t always go according to plan. Flights get delayed, luggage takes a detour, or, in the most stressful scenario, you find yourself or a family member needing medical care far from home. Having coverage in place helps provide support for covered travel-related expenses.

EverTravel fits the way you travel, with one plan that remains in effect throughout the year. Here’s how it works:

- **One plan for the year. **Because it’s a single, annual policy, there’s no need to spend time researching coverage each time you book a trip. It applies to personal and professional travel, *covering multiple trips,* whether you’re heading across the U.S. or vacationing abroad.
- **Coverage for common disruptions and more.** From trip delays, cancellations, and lost luggage to medical and dental care while traveling, your plan addresses a range of situations, including emergency treatment, evacuation, and help locating providers overseas.
- **Coverage that extends beyond you. **Your plan can include up to five travel companions on the same trip at no additional cost, which can be helpful for family trips or traveling with colleagues.
- **24/7 access to assistance.** Through Zurich Travel Assist™, you’ll have around-the-clock, multilingual support for medical, legal, or travel-related needs, including help navigating unexpected situations such as travel disruptions, safety concerns, or other emergencies while you're away.

As you lock in those summer plans, this may be a good time to simplify how you handle travel coverage for the year ahead.

## Let’s Get You Covered

To learn more or enroll, you can [visit the Zurich website](https://evertravel.zurichna.com/products/?client=tmait&agency=2bb3b) or contact their team at [844-843-9412](tel:844-843-9412), Monday through Friday, 8:00 AM to 7:00 PM CST.

[![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/5c7e1459-8461-436b-b498-e85ff884e992.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/5c7e1459-8461-436b-b498-e85ff884e992)

 

This is intended as a general description of certain type of insurance available to qualified customers and is provided solely for informational purposes. Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).

TMA is not a subsidiary or affiliate of Zurich, and use of TMA products and services are independent of, and not included within, the Zurich Policy or any other Zurich product or service. Zurich expressly disclaims any and all liability, damages, and other costs that may arise related to the use of or reliance upon the products, services, representations, or warranties made by or on behalf of TMA.  
2026-37-A

**

[ Residents ](https://www.tmait.org/blog/topic/residents) [, Travel Insurance ](https://www.tmait.org/blog/topic/travel-insurance) [, Family ](https://www.tmait.org/blog/topic/family) [, Independent Physician ](https://www.tmait.org/blog/topic/independent-physician) [, Employed Physicians ](https://www.tmait.org/blog/topic/employed-physicians) [, Practice Owners ](https://www.tmait.org/blog/topic/practice-owners) [, Practice Managers ](https://www.tmait.org/blog/topic/practice-managers) [, Locum Tenens ](https://www.tmait.org/blog/topic/locum-tenens) [, Independent Contractor ](https://www.tmait.org/blog/topic/independent-contractor) [, Insurance for Women ](https://www.tmait.org/blog/topic/insurance-for-women) [, Women Physicians ](https://www.tmait.org/blog/topic/women-physicians) [, Nearing Retirement ](https://www.tmait.org/blog/topic/nearing-retirement) [, Retired Physicians ](https://www.tmait.org/blog/topic/retired-physicians) [, Young Physicians ](https://www.tmait.org/blog/topic/young-physicians) [, Insurance For Good ](https://www.tmait.org/blog/topic/insurance-for-good)

**

[Individual Coverage](https://www.tmait.org/blog/topic/individual-coverage)

[**Previous Entries](https://www.tmait.org/blog/is-your-practice-as-protected-as-your-income-boe) [Next Entries**](https://www.tmait.org/blog/when-easy-online-life-insurance-wasnt-so-easy)

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