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See the Benefits of Vision Insurance

Feb 24, 2018 7:00:00 AM

Physicians depend on many tools to provide the best standard of care: a stethoscope, otoscope, sphygmomanometer, and reflex hammer to name just a few. But of all the tools you depend on as a physician, your eyes are one of the most important; and just like the tools you use every day, they need to be kept in good repair.


In this age of electronic medical records, the potential for eye problems increases. Physicians work long hours and may spend greater than half of their time staring at an electronic screen. Most digital screens are backlit and emit blue light, which according to the Vision Council, can cause irritation and in some events, long-term damage to the retina. Even without long-term damage, digital eye strain can cause eye fatigue, redness, dryness, and blurry vision. These symptoms can affect your ability to perform your job easily.


Vision Checkups: Important for Adults


Perhaps you may feel that you don’t have any vision problems; however, it is estimated that up to 11 million Americans need vision correction. A routine eye exam can uncover vision problems early.


Some eye diseases can go unnoticed for a long time since they have few initial symptoms. A comprehensive dilated eye exam by an optometrist or ophthalmologist will help discover any issues early, when treatment is most effective. What is more, your annual eye exam can reveal symptoms of other health issues such as high cholesterol, hypertension or diabetes.


Some of the most common diseases are also the most common source of vision loss, and physicians are not immune to these conditions. For example, diabetic retinopathy is the leading cause of vision loss and blindness among working-age adults. Hypertension can damage blood vessels in the retina. (According to the study Occupational Stress and Blood Pressure in Physicians, both average blood pressure values and blood pressure load were significantly higher when physicians are on-call.)


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Vision Checkups: Important for Children


Your child’s eyes also need to be checked regularly. A vision checkup will monitor his or her visual development, which can have an impact on your child’s eye-hand coordination, focus, tracking, and depth perception. Starting at age 3, every child should have a regular eye screening. Why?


If your child has vision problems, he or she may not know what normal vision feels like, and is therefore unlikely to complain about vision problems. Since vision is a fundamental part of the learning process, it is vital that school-age children receive regular vision screenings. Unfortunately, according to the CDC, less than 15% of preschool children get an eye exam.


Making Vision Care More Affordable


TMA Insurance Trust has partnered with MetLife to help members save on ongoing vision care expenses, including eye exams, prescription glasses, and contact lenses. As a TMA member, you can choose from a large network of ophthalmologists, optometrists and opticians in private practices -  or use a licensed specialist at participating retailers like Costco® Optical and Visionworks.


You can visit a health care professional in-network or out-of-network. Plans vary; you can choose from the following benefits:


Annual eye exams and corrective lenses, covered in full after a small co-pay.

Allowance on frames, and discounts on lens enhancements such as progressive lenses, transition lenses, UV protection, solid tints and dyes.

Significant discounts on additional prescription glasses, non-prescription sunglasses and contact lens purchases.

Exclusive savings for laser surgery including PRK, LASIK and Custom LASIK at MetLife participating locations.


Take full advantage of your membership benefits. Whether you are looking for coverage for yourself, your family, or for staff members in your medical practice, TMA Insurance Trust has affordable options to fit your situation.




For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.


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Topics: Life Insurance, Disability Insurance

Posted by the TMA Insurance Trust Team