In the medical profession, your ability to care for your patients is closely tied to your health and well-being. If an illness or injury disrupted your ability to work, could you cover your living expenses and additional medical bills? Most young physicians, especially residents, face substantial education loan repayments, monthly rent or mortgage bills, auto expenses, and potentially, the responsibilities of starting or caring for a young family. If you were unable to practice and earn an income, even for a short period of time, these financial demands could quickly deplete your savings and leave you financially vulnerable.
The TMA Member Short Term Disability Insurance plan is tailored to meet the unique needs of early career physicians, residents, and seasoned practitioners. It provides the support you need to help manage your routine living expenses during a temporary absence from work by guaranteeing swift and ongoing cash benefits when you need them most.
Here’s how this coverage was designed to support you.
If you're equipped with long-term disability coverage from your employer or a personal policy, take a moment to check the elimination period. Often, these policies require waiting periods of 90 to 180 days before benefits begin. Could your finances sustain this delay, or should you take steps to protect your financial stability now? It's crucial to consider the big picture.
With the TMA Member Short Term Disability Plan, your acceptance is guaranteed, allowing you to establish a financial safety net quickly. This benefit is a valuable addition to your membership, ensuring you have the protection you need without putting your finances at risk.
Don't leave your financial future to chance. It's time to help secure your professional journey and protect your financial well-being. To learn more about the TMA Member Short Term Disability Insurance plan and how it can benefit you, contact us at 800-880-8181, weekdays from 8:00 A.M. to 5:00 P.M. CST. Invest in yourself and help ensure that your financial future remains as healthy as your patients.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.