Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.
But If you’ve ever found yourself thinking that AD&D insurance is insurance for a time gone by, think again. While safety protocols are abundant today, our modern world presents greater exposure to critical and life-threatening accidents than ever before. Serious accidents can happen anytime and without warning – driving to work, traveling to a vacation or a conference, or working on home improvement projects.
With the TMA Member AD&D plan, you can get up to $1,000,000 of coverage with guaranteed acceptance. It’s a policy that may have its origins in the distant past, but it can give you the opportunity to help protect your future beyond the limits of your life insurance.
Many physicians have life insurance; likely it’s a core part of your insurance portfolio. If you bought your policy early in your career and have not added coverage as your family and financial obligations have grown, your income and savings are at risk. Also, if you are an employed physician and receive some life insurance as a benefit from your employer, you have limitations on the amount of coverage available to you.
Common obstacles to adding more life insurance coverage:
Having to make time to submit to tests and answer health questions in order to increase your life insurance coverage can seem like an insurmountable inconvenience when you’re a busy physician.
The TMA Member AD&D plan is a convenient way for you to add catastrophic accident insurance to bolster your life insurance coverage.
Advantages of the TMA Member AD&D plan:
Coverage can be obtained in increments of $50,000, so you can personalize the coverage and the cost according to your needs and budget. Members can also enroll their dependent spouse or domestic partner under age 65, as well as their dependent child (children) under 26 years of age.
Facing a catastrophic accident alone is a thing of the past. TMA Insurance Trust is here to help provide access to coverage that can give you and your family greater peace of mind during life’s hardest moments. We’ve made it simple to apply for your TMA Member AD&D plan through our online enrollment platform, just click the link below to get started.
If you have any questions, one of our dedicated advisors can take your call at 800-880-8181, weekdays from 8:00 A.M. to 5:00 P.M., CST.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.