As a physician, you devote your life to caring for others—but when a serious illness disrupts your life, who will care for you? TMA Insurance Trust, created by physicians for physicians, understands the unique demands you face. That’s why we’re offering two guarantees to help ensure you have the protection you deserve:
- Guaranteed Acceptance for TMA members under age 65.
- $20,000 Paid Directly to You upon diagnosis of a covered illness.
These guarantees are designed to provide you with the financial security you need, so you can focus on what matters most—your health and recovery.
Enroll with Confidence: Get Guaranteed Acceptance
Uncertainty has no place in your financial protection. That’s why TMA members under age 65 are guaranteed acceptance for $20,000 of TMA Member Critical Illness Insurance coverage, issued by The Prudential Insurance Company of America.
There’s no medical exam, no lengthy approval process, and no question of eligibility. Covered illnesses include heart attack, stroke, cancer, and more. This coverage is ready for you, no matter your current health.

Get $20,000 When You Need It Most
A diagnosis of a serious illness can bring more than emotional stress—it often comes with significant financial burdens. With TMA Member Critical Illness Insurance coverage, you’ll receive $20,000 directly upon diagnosis of a covered condition.
You decide how to use this benefit:
- Cover out-of-pocket medical expenses like deductibles and copays.
- Pay for non-medical costs, such as travel to specialized treatment centers or lodging.
- Help adapt your home or lifestyle to accommodate your recovery.
This valuable support helps ease financial concerns, which may allow you to prioritize your healing, recovery, and return to work.
Help Protect Yourself from Gaps in Health Insurance
Even the best health insurance has limits. Deductibles, copays, and coinsurance can leave physicians with significant out-of-pocket expenses, especially at the start of the year when deductibles reset. Critical illness coverage helps bridge the gaps and provides a financial safety net for:
- Unexpected medical expenses.
- Essential non-medical costs like alternative treatments, childcare, or household bills.
Life can change in a moment. This coverage offers greater stability during a time of uncertainty.
Take Action for a More Secure Future
For 70 years, TMA Insurance Trust has been a trusted partner for Texas physicians, advocating for their well-being and providing solutions tailored to their unique challenges. With these two guarantees, you can rest assured knowing your future is more secure.
Don’t wait––enroll by February 28th. Call 800-880-8181 Monday through Friday, 8:00 AM to 5:00 PM, CST, and speak with an advisor today to take advantage of this special offer.


For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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