Long-term disability insurance works hard when you can’t. LTD coverage protects you from loss of income should you become sick or injured and cannot perform the material and substantial duties of your occupation.
Also knows as “personal accident” insurance, this affordable coverage protects you and your dependents in the event of a serious or life-ending injury or accident.
As the principal of your medical practice, you know how much rides on your shoulders. Business overhead insurance will pay all the administrative expenses of your practice — including staff salaries — in the event of an illness or injury that sidelines you, the practice physician.