TMA Insurance Insights | Blogs, Tools & Resources for Texas Physicians

Before You Decide On Health Insurance Get A Second Opinion

Written by TMA Insurance Trust Team | Jun 12, 2021 12:00:00 PM

You may be a practice owner looking for group health insurance for yourself and your staff. Or maybe you’re searching for an individual health insurance plan for yourself and your family. Or it could be that you’re exploring the numerous Medicare options that are available to you.

Choosing a health insurance plan, or making changes to current coverage, can involve some very important decisions. So we suggest you consider getting a second opinion from a specialist – your TMA Insurance Trust advisor.

Our Advisors Are Health Insurance Specialists

For over 60 years TMA Insurance Trust advisors have been providing advice, guidance and valuable information about health insurance to Texas physicians.

We can help you determine if the coverage you’re considering is the right fit for you, your family or your practice. If we discover that a change of plans could be advantageous, we will discuss that with you.

If you are going through any of the life changes that may require you to obtain new or additional coverage – like starting your own practice, having a child, or enrolling in Medicare – we invite you to speak with one of our health insurance specialists. They can provide the specialized experience and exceptional service that can be extremely valuable as you make your decision.

Good Employees Want Quality Health Insurance

In today’s world, most practice owners recognize the value of providing quality group health insurance for their employees. It is generally considered an essential component of a benefits package needed to attract and maintain the loyalty of valued staff members.

We have years of experience helping practice owners find quality health insurance that works with their needs and their budget. We will always try to help you manage costs by exploring the best way to configure the benefits in your group’s policies.

What’s more, our high-quality hands-on service is provided at no extra cost to you. Whether it’s helping to enroll your staff in a new plan, ensuring that they receive insurance cards and important information, or assisting your practice manager with changes that occur throughout the year, we can help minimize many of the hassles of administering your health insurance benefits.

800-880-8181 8:00 – 5:00 CST Monday – Friday

Help With Individual Health Insurance

If you currently have individual health insurance, there may be circumstances which require you to make a change to your current plan. For example, if you get married or have a child, you may wish to add your spouse or child to your health insurance coverage. Under extenuating circumstances like these, you may qualify for special Affordable Care Act (ACA) enrollment.

Additionally, if you lose your current health coverage during the year due to certain circumstances – like divorce, or loss of employer coverage – you can obtain new health insurance coverage during the ACA special enrollment period.

At these times our experienced health insurance specialists are ready to assist you. They can help you compare benefits and rates so you can find comprehensive, ACA-compliant health insurance from top rated plans.

Our advisors can help you sort through the questions and considerations that are certain to arise. And since they do not work for sales-based commissions, it’s good to know that there will never be any pressure or sense of obligation.

Navigate Medicare With Experienced Guidance

Many physicians may be approaching the time when they will be getting started with Medicare. Or, you may have already enrolled in original Medicare, but wish to consider additional options – like a Medicare supplement or new prescription drug plan.

Sorting through the various options and enrollment periods of Medicare on your own can seem daunting. Our advisors can help you navigate the complexities of Medicare to find the plan that could work best for you.

For instance, our advisors can conduct the research and provide a customized understanding of how Medicare prescription drug plans could work for you. They can collect your necessary information to obtain and compare quotes for different plans. They will also determine which carriers will cover your current prescriptions and what they will pay for your drugs.

This kind of comprehensive research and analysis is rare in the industry today and, once again, it is provided to you at no cost.

Speak With A Health Insurance Specialist Now

Regardless of the type of health insurance you may be looking for, we have one goal: to help provide the best information, advice and service so you can be confident about your choices for yourself, your family and your practice.

It would be our privilege to speak further with you about your health insurance needs. We invite you to contact one of our health insurance specialists for a no-cost “second opinion” at 800-880-8181.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.