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Help Protect Your Financial Health with $20,000 of TMA Critical Illness Insurance

Written by TMA Insurance Trust Team | Feb 12, 2022 1:00:00 PM

As a physician, you most likely think more about caring for a patient than becoming one. It can be difficult to shift perspective and think about your own care and what you would do in the event of a serious illness. TMA Insurance Trust understands that. That’s why we’re making a special effort to inform you about the TMA Member Critical Illness Insurance Plan, issued by The Prudential Insurance Company of America. TMA members under the age of 65 are guaranteed acceptance for $20,000 of TMA Member Critical Illness Insurance.

Plan to Worry Less

When you enroll in the plan, a lump sum of $20,000 will be paid out–directly to you–upon proof of diagnosis of a covered illness. Use the money to meet high health insurance deductibles, cover office co-pays, or even use it for non-medical expenses. The choice is entirely up to you. No matter how you use your benefit, it can help relieve financial stress during an already stressful time–letting you focus on regaining your health.

When you enroll, your spouse or domestic partner receives guaranteed acceptance for $10,000 of coverage. They must be enrolled in order to take advantage of their acceptance. Child coverage is also available and is also guaranteed acceptance. You have the opportunity to apply for up to $250,000 of coverage.

800-880-8181 7:30 – 5:30 CST Monday – Friday

Serious Coverage for Serious Illness

Unforeseen serious illnesses such as cancer, stroke or a heart attack can be ruinous to your personal finances. Health insurance is vital for covering medical care costs, but it doesn’t cover everything.

Outlined below are illnesses covered by the TMA Member Critical Illness Insurance Plan and the percentage of benefits that are paid out for each.

  • Cancer (invasive) – 100%
  • Heart Attack – 100%
  • Stroke – 100%
  • Alzheimer’s Disease – 100%
  • Major Organ Failure – 100%
  • Renal (kidney) Failure – 100%
  • Cancer (non-invasive, other than skin cancer) – 25%
  • Multiple Sclerosis – 25%
  • Occupational HIV Infection – 25%
  • Parkinson’s Disease – 25%
  • Severe Coronary Disease – 25%
  • Terminal Illness – 25%

No medical questions are asked and benefits are paid directly to you upon proof of diagnosis of a covered illness.

Other key advantages to the plan are:

  • as long as you’re a TMA member your coverage stays with you regardless of your employment situation 
  • your benefit is paid to you no matter what other insurance you may have
  • there are no deductibles or co-pays to worry about

Click or Call to Get Covered

Every year you put a plan in place to help protect your health because life is full of uncertainties and you want to be prepared. Do the same for your finances.

Guaranteed acceptance ends on February 25th, so apply now for the TMA Member Critical Illness Insurance Plan. Enrollment is easy and can be done by clicking the link below or calling one of our experienced advisors at 1-800-880-8181. They’re ready to answer any questions you may have Monday through Friday, 7:30 am to 5:30 pm, CST.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.