Navigating the unpredictable is familiar territory for physicians, whether diagnosing complex conditions or performing life-saving procedures. However, navigating the unexpected in your personal life can present unique challenges. If you are diagnosed with a prolonged illness or injury and are unable to work, financial uncertainty can become an overwhelming burden for you and your family.
As an employed physician, you naturally trust in your employer-provided disability coverage to safeguard your financial stability. However, upon closer examination, you may discover that your plan falls short of providing adequate income protection when you need it the most. TMA Insurance Trust offers a solution: supplementing employer-provided coverage with long term disability insurance, helping to ensure extra financial support during uncertain times.
If faced with a disability diagnosis, living expenses could increase due to your ongoing household expenses and the likelihood of medical and non-medical out-of-pocket costs. Securing maximum income protection helps you maintain your lifestyle and focus on recovery. Opting for your own long term disability insurance policy makes sense even for an employed physician. Here's why:
TMA Insurance Trust partners with leading carriers to help ensure physicians have access to the most reliable income protection insurance solutions. Our agents are experienced disability insurance advisors offering guidance tailored to your needs. What sets us apart from other agents or brokers is that our advisors operate without sales-based commissions, eliminating any conflict of interest and ensuring that recommendations serve your best interests.
Call us at 800-880-8181, weekdays from 8:00 AM to 5:00 PM CST, or click below. Explore the disability coverage options accessible to you as a TMA member and help protect your family from financial uncertainty if the unexpected should happen.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.