---
title: Disability Income Calculator | TMA Insurance Trust
description: Whether you already have a disability policy or need to obtain one for the first time, we provide plans from the leading carriers in Texas. Contact us today.
---

- [800-880-8181](tel:800-880-8181)
- [CONTACT US](https://www.tmait.org/contact)
- [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/)

[![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/)

![WheelChair_Icon](https://www.tmait.org/hs-fs/hubfs/Website%202019%20Images/Final%20Icons/White%20Versions/WheelChair_Icon.png?width=119&height=119&name=WheelChair_Icon.png)

# Disability Income Calculator

![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png)

## Unprotected Income Calculator

Do you know how much of a monthly disability insurance benefit your family will have to live on should you become ill or injured and can’t work? Do you know how much of your income is not covered?

Our goal is to help you protect as much of your income as possible, but you need to understand how much of your income is unprotected until you retire. We have made this quick and easy to determine with this calculator. Fill in the information and quickly learn how much of your income is not protected to retirement. Then, we will be able to help you protect more of your income.

#### Disability Insurance Needs

Current Annual Salary:

Current Age:

Age You Want to Retire:

Current Monthly Disability Insurance Benefit:

Calculate

Years to Retire: Total Income Thru Retirement: Current Insurance Benefit: Amount of Income Not Protected: Percent of Income Not Protected:

Now that you know how much of your income is not protected, [see your rate](https://www.tmait.org/tma-member-disability-calculator) for disability insurance now, or speak with one of our advisors to learn what can be done to protect more of it. It’s a conversation worth having.

## Contact Us

### Call Us

Our disability advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181.

[Click to Call](tel:1-800-880-8181)

### Speak with a TMA Insurance Trust Advisor:

## Recommended Articles

[## Disability & BOE Insurance

Why You May Need to Think Again about Your Disability Protection

](https://www.tmait.org/blog/why-you-may-need-to-think-again-about-your-disability-protection-ltd)

[## Disability Insurance

Do Female Physicians Have To Pay More For Disability Insurance Than Male Physicians?

](https://www.tmait.org/blog/do-female-physicians-have-to-pay-more-for-disability-insurance-than-male-physicians)

[## High Limit Disability Insurance

Why High-Income Earners May Require High-Limit Disability Coverage

](https://www.tmait.org/blog/why-high-income-earners-may-require-high-limit-disability-coverage-ltd)

[## Group Life & Disability Insurance

A Plan to Combat Physician Turnover in Your Medical Practice

](https://www.tmait.org/blog/a-plan-to-combat-physician-turnover-in-your-medical-practice-ltd) 

![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png)

[* * Contact Us](https://www.tmait.org/disability-income-calculator#bott-scroll)

### Quick Links

- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Home](https://www.tmait.org/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Testimonials](https://www.tmait.org/testimonials)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [About](https://www.tmait.org/about)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Privacy Policy](https://www.tmait.org/privacy-policy)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Contact](https://www.tmait.org/contact)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Resources](https://www.tmait.org/resources)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Our Blog](https://www.tmait.org/blog)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Self-Service Portal](https://tmait.aebsys.com/#/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Insurance For Good](https://www.tmait.org/blog/insurance-for-good)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Anticipate Joy](https://www.tmait.org/anticipate-joy)

### Connect With Us

- [* *](https://www.facebook.com/TMAInsuranceTrust)
- [* *](https://twitter.com/TMAIT)
- [* *](https://www.youtube.com/user/TMAInsuranceTrust)

We were created and are exclusively endorsed by the [Texas Medical Association](https://www.texmed.org/) © 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

© 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/956622860/?value=0&guid=ON&script=0) 

![](https://analytics.twitter.com/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0) ![](https://t.co/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0)