---
title: Short Term Disability Insurance Texas Practice Owners | TMA Insurance Trust
description: Help keep your financial vulnerability to a minimum by supplementing your current plan with the TMA Member Short Term Disability Plan.
---

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# Short Term Disability Insurance

![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png)

## Help Reduce Your Financial Risk

As a practice owner, you typically do not have the financial assistance of sick leave benefits that employed physicians may have access to. A temporary disability could lead to a significant loss of income.

Our new TMA Member Short Term Disability Plan, **issued by The Prudential Insurance Company of America**, was created to provide practice owners with an affordable, guaranteed way to access vital income protection.

## Your Acceptance is Guaranteed

TMA members under the age of 55 are guaranteed acceptance for a cash benefit of up to $1,500/week. Benefits are paid directly to you for up to 13 weeks.

## Insurance Protection For Your Unique Situation

If you have an existing disability policy, your elimination period may be up to 180 days. **Help keep your financial vulnerability to a minimum** by supplementing your current plan with the TMA Member Short Term Disability Plan. With no waiting period for accidents and a 7-day waiting period for covered illnesses, our plan can **help ensure you have ongoing cash benefits in hand quickly**. If you are under age 55, there's no hassle with underwriting, you cannot be turned down. Your acceptance is guaranteed.

The TMA Member Short Term Disability Plan can be particularly advantageous to practice owners planning to start a family. It covers pregnancy, before and after birth, even when there are no complications.

### Get Started Online

TMA members under age 55 can quickly enroll for up to $1,500/week benefit with guaranteed acceptance. Coverage up to $2,500/week benefit is available with underwriting. To start, click the button below.

[Apply Online](https://www.tmait.org/practice-owner-short-term-disability#)

[![Get Started](https://no-cache.hubspot.com/cta/default/400074/8682dce3-2ef9-415d-b35b-72622a3557b4.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/8682dce3-2ef9-415d-b35b-72622a3557b4)

### Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181.

[![Click to Call](https://no-cache.hubspot.com/cta/default/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1)

### Speak with a TMA Insurance Trust Advisor:

## Our Commitment to Your Financial Future

Developing this new income protection plan is another way TMA Insurance Trust is endeavoring to help foster your long and fulfilling career as a physician.

Approach your financial future with greater piece of mind. Enrolling for our new TMA Member Short Term Disability Plan is almost as easy as benefiting from it. Use our convenient online form or call a TMA Insurance Trust advisor today.

## Recommend Articles For Practice Owners

[## Disability Insurance

Help Protect More Of Your Income, Save Up To 30% – Get A Quote Now

](https://www.tmait.org/blog/help-protect-more-of-your-income-save-up-to-30-get-a-quote-now-disability-insurance)

[## BOE Insurance

Don't Let An Injury Injure Your Practice

](https://www.tmait.org/blog/dont-let-an-injury-injure-your-practice-boe)

[## Disability Insurance

Disability Insurance Costs More for Women - We Have a Solution!

](https://www.tmait.org/blog/disability-insurance-costs-more-for-women-we-have-a-solution)

[## Disability Insurance

Disability Insurance - An Income Protection Strategy for Physicians

](https://www.tmait.org/blog/disability-insurance-an-income-protection-strategy-for-physicians)

TMA Member Short Term Disability coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.

1072727-00001-00

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