Health Insurance
We Help Texas Physicians with Health Insurance Needs
PPO Coverage For Solo and Small Practice Owners
Did you know practice owners can get “group of one” PPO coverage just for themselves and their family, and it may cost less than an individual HMO plan?
Physicians who have or establish an LLC may be eligible for PPO health insurance without the need to cover staff. (Partnership documentation and the company’s Schedule K-1/Form 1065 are required.)
Health Insurance Options After December 15
If you don’t own a practice and are looking for individual or family coverage, there are two enrollment periods each year when you can shop for plans. Although the Annual Open Enrollment period (November 1- December 15) has ended, you may still qualify for a Special Enrollment Period.
To be eligible for a Special Enrollment Period, you must have had a qualifying "life event" within the past 60 days. Common qualifying life events include:
- Getting married
- Having a baby
- Adopting a child or placing a child for adoption or foster care
- Losing other health coverage
- Moving to a new residence
- Gaining citizenship or lawful presence in the U.S.
