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Accident Insurance

Accidents Can Happen to Anyone at Any Time.

From car accidents to sports injuries, accidents can strike at any time. If you or a family member gets hurt, your health insurance is supposed to take care of the medical bills. But with high deductible health plans, you may be on the hook for more than you expected.

The TMA Accident Insurance Plan issued by The Prudential Insurance Company of America helps offset the expenses related to fractures, tendon tears, joint dislocations, herniated disks, dental or eye injuries, burns, and much more.

Guaranteed Protection for You and Your Family

If you are a TMA member under age 65, you are guaranteed acceptance. If your spouse or domestic partner is under age 65, they can also enroll. Dependent children under age 26 are also eligible.

How Benefits are Paid

The TMA Member Plan pays the benefit directly to you. Unlike some other plans, your benefit payment is made based on the diagnosis. Receiving medical treatment or providing proof of any expenses incurred is not required before receiving payment, so you will receive payments as soon as possible.

Apply Online

TMA members under age 65 can apply for TMA Accident Insurance issued by The Prudential Insurance Company of America at any time online. To get started, click below.

Click to Apply

Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get the coverage you need. Call us at 800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

Use Benefits for What You Need

You will be able to use your lump sum benefit for any medical and non-medical expenses. For instance, use it for prescriptions, out-of-pocket deductibles, copays not covered by health insurance, for day-to-day living expenses, or necessary caregiving.

Have questions? Speak with our experienced advisors for a consultation.

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This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage.
Group Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential's Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500.