Health Insurance
We Help Texas Physicians with Health Insurance Needs
You may already know that individual PPO plans are no longer available in Texas. But did you know that some physicians who are business owners could qualify for Group PPO health insurance as a "Group Of One?"
Physicians who have or establish an LLC may be eligible for PPO health insurance without the need to cover staff. (Partnership documentation and the company’s Schedule K-1/Form 1065 are required.)
If you don't own a practice and are not part of an LLC and need health insurance, TMA Insurance Trust may still be able to help you.
If you are looking for comprehensive coverage for you and your family, there are two enrollment periods each year when you can shop for health insurance plans. Although the Annual Open Enrollment period (November 1- December 15) has ended, you may still qualify for a Special Enrollment Period.
But even if you don't qualify for a Special Enrollment Period, TMA Insurance Trust offers other health insurance products that may work for you. Contact us today to find out about your options.
To be eligible for a Special Enrollment Period, you must have had a qualifying "life event" within the past 60 days. Common qualifying life events include:
If you do not qualify for a Special Enrollment Period, you may want to consider short term health insurance. These plans are considered catastrophic coverage and provide some limited protection in the event of a serious illness or accident. However they usually do not cover preventive care, prescription medication or pre-existing conditions.
Other types of health insurance you can purchase at any time include accident insurance, critical illness plans and supplemental hospital plans. These plans are less expensive than major medical insurance but there are several limitations and they only cover qualifying illnesses or injuries.
If you believe you qualify for a Special Enrollment Period, please fill out the form below and one of our health insurance advisors will contact you.
If you are interested in one of the other, more limited forms of health insurance, please contact one of our health insurance advisors for a free consultation.
We were created and are exclusively endorsed by the Texas Medical Association © 2024 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST
© 2024 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST