Income Protection is Essential – But How Much Insurance Do You Actually Need?
If you can’t work, how will you pay your personal and practice expenses? Disability insurance benefits will help replace your personal income until you can get back to work. If you already have some coverage, are you sure your monthly benefit will be enough to cover your lifestyle?
We offer plans from leading carriers in Texas. Guardian own-occupation plans offer discounts of up to 30% that can save you thousands of dollars over the life of the policy.
As a full-service insurance agency with years of experience serving practice owners, we are well positioned to provide you with the guidance you need and service you deserve.
The TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America offers many exclusive benefits to members. You can apply for a monthly benefit of up to $15,000.
If you choose this plan, TMA Insurance Trust will pay 25% of your disability insurance premiums.* If you are looking to supplement your current policy with the TMA Member Long Term Disability plan, you can add up to a $4,000/month without income verification – regardless of any other coverage you may have.
TMA members looking for individual disability insurance can apply online for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America. To get started quickly and easily click below.
As a practice owner, you're responsible for paying monthly overhead expenses to keep your business running. If you become disabled, your personal disability insurance may not be enough to cover both your personal expenses and business operating expenses.
Business Overhead Expense insurance helps cover office overhead expenses such as rent, salaries, utilities, taxes and more. It will also help cover the salary of a locum tenens physician to care for patients while you recover.
If an employee becomes ill or injured, their health emergency could quickly turn into a personal financial disaster. Group short-term disability and group long-term disability insurance will help them get by while they recover physically. Furthermore, by offering group disability insurance, your medical practice will have a distinct competitive advantage for attracting and retaining the best staff.