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Disability Insurance

Help Protect Your Income - and Save up to 25%

If you can’t work, how will you pay your personal and practice expenses? Disability insurance benefits will help replace your personal income until you can get back to work. If you already have some coverage, are you sure your monthly benefit will be enough to cover your lifestyle?

The TMA Member Long Term Disability plan issued by The Prudential Insurance Company of America offers a 25% premium credit* and a streamlined online application available below. Additionally, we offer plans from leading carriers in Texas with exclusive savings for TMA members.

Add More Coverage Easily

Are you just looking to supplement the disability insurance you already have? TMA members can easily apply for a benefit of up to $4,000/month without having to qualify for coverage based on their income or take into account any other coverage they have.

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Help Protect Your Practice

As a practice owner, you're responsible for paying monthly overhead expenses to keep your business running. If you become disabled, your personal disability insurance may not be enough to cover both your personal expenses and business operating expenses.

Business Overhead Expense insurance helps cover office overhead expenses such as rent, salaries, utilities, taxes and more. It will also help cover the salary of a locum tenens physician to care for patients while you recover. 

Help Protect Your Staff

If an employee becomes ill or injured, their health emergency could quickly turn into a personal financial disaster. Group short-term disability and group long-term disability insurance will help them get by while they recover physically. Furthermore, by offering group disability insurance, your medical practice will have a distinct competitive advantage for attracting and retaining the best staff.

Contact Us

Apply Online

TMA members looking for individual disability insurance can apply online for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America. To get started quickly and easily click below.

Click to Apply

Click to Apply

Call Us

Our disability advisors are available weekdays from 7:30 a.m. to 5:30 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 1-800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

*Effective 8/1/2019, TMA Insurance Trust is able to provide LTD participants with a premium credit of 25% that will be applied to their billing invoices, effectively decreasing the amount of their premium payments by 25%. This complimentary premium credit is provided at the sole discretion of the TMA Insurance Trust, is not guaranteed for future years, and will be subject to periodic review and evaluation.
TMA Member Long Term Disability plan coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all plan information, including limitations and exclusions. Contract Series 83500