Accidental Death & Dismemberment
A Simple, Affordable Supplement for Life Insurance
A sudden accident can leave a family in a financial bind. Help protect your staff from the unexpected with TMA Member Accidental Death & Dismemberment (AD&D) Insurance issued by The Prudential Insurance Company of America.
This plan helps protect your employees against the financial devastation of debilitating injuries such as the loss of a hand, foot or eyesight. In the event of a covered event, this plan pays out a fixed sum that is above and beyond whatever health insurance, long term disability insurance and life insurance coverage they may also have.
There are two ways to provide this benefit to your employees. AD&D is a valuable employer-paid benefit that helps provide an additional layer of financial insurance protection when an employee is involved in a serious accident.
The value of AD&D is that it helps to protect the insured with an extra layer of valuable benefit should an unexpected catastrophic accident occur. This can help financially provide for your loved ones – in addition to your life insurance benefit – if you are no longer there to do so yourself.
If you would like to help protect your staff from the unexpected, TMA Insurance Trust is here to help. Our advisors have set up and manage benefits plans for hundreds of medical practices across Texas. We can help you decide which benefits to offer, research the best plans, and manage the enrollment process for you.