Critical Illness Insurance

The TMA Member Critical Illness plan issued by The Prudential Insurance Company of America provides TMA members under the age of 65 a cash benefit to supplement your existing medical insurance and is usable in any way you choose, including to offset deductibles or copays, prescriptions, travel to treatment centers, or you could just use it to help pay off other bills and household expenses. Whatever bills you have to pay, you can use your benefit to help cover those expenses.

Critical illness insurance is like a supplement to your rainy day fund that can help preserve your savings and stretch your budget during a serious illness.

Help Protect Your Long-Term Financial Health

Critical illness insurance may help bring added peace of mind when added to your portfolio of insurance protection for you and your family. TMA Insurance Trust recommends you also think about long term disability insurance. While critical illness insurance will give you a lump sum of money to pay for adjusting to life with an illness or illness-related disability, long term disability insurance will provide an ongoing monthly income while you’re recovering.

TMA Insurance Trust advisors can walk you through your options to help you determine the right coverage that best suits your individual needs.