Income Protection is Essential – But How Much Insurance Do You Actually Need?
Like most residents, you’re likely to be young, healthy, and paying off a mountain of student debt. Purchasing disability insurance may be the last thing on your mind. But accidents do happen and even young people get serious illnesses. If an accident or illness leaves you unable to work, disability insurance helps replace your lost income.
As a full-service insurance agency, we offer own-occupation plans from leading carriers like Guardian and The Prudential Insurance Company of America. Be sure to ask about exclusive TMA member discounts and savings options that could reduce your premiums by thousands of dollars over the life of the policy.
Disability plans for residents may not be portable, so you may not be able to take your current plan with you if you move to another hospital or enter private practice. But you can take steps now to help secure your dreams for the future that you’re working so hard to build.
TMA members looking for individual disability insurance can apply online for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America. To get started quickly and easily click below.Apply Online
At this stage in your training, you could have 35 years or more of practicing medicine in front of you. Your lifetime earnings could be many millions of dollars. If a disability disrupts your plans, disability insurance will help preserve your earnings.
And because many disability policies are priced based on age, by buying a disability policy now when you are young, you could also benefit from a lifetime of savings.
The TMA Member Long Term Disability plan issued by The Prudential Insurance Company of America offers a 25% premium credit* and a streamlined online application available below. Additionally, we offer plans from leading carriers in Texas with exclusive savings for TMA members.
We know at this stage in your career, time and money can both be in short supply. Since you don’t have time to shop for insurance, we will do it for you.
We will help you find the plan, or combination of plans that work for you.