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Long Term Disability Insurance

Help Protect Your Income - and Save up to 30%

Like most residents, you’re likely to be young, healthy, and paying off a mountain of student debt. Purchasing disability insurance may be the last thing on your mind. But accidents do happen and even young people get serious illnesses. If an accident or illness leaves you unable to work, disability insurance helps replace your lost income.

As a full-service insurance agency, we offer own-occupation plans from leading carriers like Guardian and The Prudential Insurance Company of America. Be sure to ask about exclusive TMA member discounts and savings options that could reduce your premiums by thousands of dollars over the life of the policy.

When Residency Ends, Your Coverage May Too

Disability plans for residents may not be portable, so you may not be able to take your current plan with you if you move to another hospital or enter private practice. But you can take steps now to help secure your dreams for the future that you’re working so hard to build.


Apply Online

TMA members looking for individual disability insurance can apply online for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America. To get started quickly and easily click below.

Apply Online

Click to Apply

Call Us

Our disability advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get the coverage you need. Call us at 800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

Help Protect a Lifetime of Earnings. Get a Lifetime of Savings.

At this stage in your training, you could have 35 years or more of practicing medicine in front of you. Your lifetime earnings could be many millions of dollars. If a disability disrupts your plans, disability insurance will help preserve your earnings.

And because many disability policies are priced based on age, by buying a disability policy now when you are young, you could also benefit from a lifetime of savings.

Help Protect Your Income - and Save 25%*

The TMA Member Long Term Disability plan issued by The Prudential Insurance Company of America offers a 25% premium credit* and a streamlined online application available below. Additionally, we offer plans from leading carriers in Texas with exclusive savings for TMA members.

We know at this stage in your career, time and money can both be in short supply. Since you don’t have time to shop for insurance, we will do it for you.

We will help you find the plan, or combination of plans that work for you.

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*Effective 8/1/2019, TMA Insurance Trust is able to provide participants with a premium credit of 25% that will be applied to their billing invoices, effectively decreasing the amount of their premium payments by 25%. This complimentary premium credit is provided at the sole discretion of the TMA Insurance Trust, is not guaranteed for future years, and will be subject to periodic review and evaluation.
TMA Member Long Term Disability plan coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all plan information, including limitations and exclusions.
CA COA #1179, NAIC #68241. Contract Series 83500