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Disability Insurance

What Residents Need To Know About Disability Insurance

Like most residents, you’re likely to be young, healthy, and paying off a mountain of student debt. Purchasing disability insurance may be the last thing on your mind. But accidents do happen and even young people get serious illnesses.

If an accident or illness leaves you unable to work, disability insurance helps replace your lost income.

When Residency Ends, Your Coverage May Too

Disability plans for residents may not be portable, so you may not be able to take your current plan with you if you move to another hospital or enter private practice. But you can take steps now to secure the future you’re working so hard to build.

Help Protect a Lifetime of Earnings. Get a Lifetime of Savings.

At this stage in your training, you could have 35 years or more of practicing medicine in front of you. Your lifetime earnings could be many millions of dollars. If a disability disrupts your plans, disability insurance will help preserve your earnings.

And because many disability policies are priced based on age, by buying a disability policy now when you are young, you could also benefit from a lifetime of savings.

Saving You Time and Money

We know at this stage in your career, time and money can both be in short supply. Since you don’t have time to shop for insurance, we will do it for you. TMA Insurance Trust works with the leading disability insurance companies in Texas, several of which offer exclusive plan features for TMA members and up to 20% off in premium discounts. This includes a member-only plan with a streamlined online application process that can be found below.

Contact one of our disability advisors today. We will help you find the plan that’s right for you.

Contact Us

Call Us

Our disability advisors are available weekdays from 7:30 a.m. to 5:30 p.m. CST to answer your questions, review your current insurance coverage, and help you get the coverage you need. Call us at 1-800-880-8181.

Click to Call

Apply Online

TMA members looking for individual disability insurance can apply online for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America. To get started quickly and easily click below.

Click to Apply

Click to Apply

Speak with a TMA Insurance Trust Advisor:

TMA Member Long Term Disability plan coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all plan information, including limitations and exclusions. Contract Series 83500