Health Insurance
Help Protect Your Income from Accidental Injuries
All Open Enrollment quote requests must be submitted by Thursday, December 11th in order to process your enrollment before the deadline.
We understand that most residents receive health insurance from their employer. However, TMA Insurance Trust offers supplemental insurance to enhance your major medical coverage. Some of these supplemental options include accident insurance and critical illness plans, and short term disability insurance to help protect your income. In the event of a qualifying illness or injury, these supplemental plans pay a cash benefit that can be used to offset the cost of high deductibles, copays, prescriptions and other or other living expenses.
If you are a medical resident and do not receive health insurance benefits at work, TMA Insurance Trust can help you get the coverage you need.
Currently, the only individual plans available in Texas are HMO plans. If you are looking for an HMO plan for yourself and your family, we can assist you to secure coverage. You can contact one of our advisors for assistance by filling out the form on this page. The deadline for coverage with a January 1, 2026 effective date is Thursday, December 11th. Please contact us before then to ensure you have coverage in place.
If you have recently graduated but have not yet been hired by an employer, you may also be considering short term health insurance. These temporary health insurance plans are considered catastrophic coverage and provide some limited protection in the event of a serious illness or accident. However, they usually do not cover preventive care, prescription medication or pre-existing conditions.
If you are interested in short term insurance or other supplemental health insurance, please contact one of our health insurance advisors for a free consultation.
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© 2025 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST