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Individual & Family Health Insurance

Health Insurance Options After December 15

If you are looking for comprehensive coverage, there are two enrollment periods each year when you can shop for individual health insurance plans for yourself or your family. Although the Annual Open Enrollment period (November 1- December 15) has ended, you may still qualify for a Special Enrollment Period.

But even if you don't qualify for a Special Enrollment Period, there are other health coverage options that may work for you.

Find Out if You Qualify

To be eligible for a Special Enrollment Period, you must have had a qualifying "life event" within the past 60 days. Common qualifying life events include:

  • Getting married
  • Having a baby
  • Adopting a child or placing a child for adoption or foster care
  • Losing other health coverage
  • Moving to a new residence
  • Gaining citizenship or lawful presence in the U.S.

Call Us

Our health insurance advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your options and help you get the coverage you need. Call us at 800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

Other Options

If you do not qualify for a Special Enrollment Period, you may want to consider short term health insurance. These plans are considered catastrophic coverage and provide some limited protection in the event of a serious illness or accident. However they usually do not cover preventive care, prescription medication or pre-existing conditions. 

Other types of health insurance you can purchase at any time include accident insurance, critical illness plans and supplemental hospital plans. These plans are less expensive than major medical insurance but there are several limitations and they only cover qualifying illnesses or injuries. 

Getting Covered

If you believe you qualify for a Special Enrollment Period, please fill out the form and one of our health insurance advisors will contact you.

If you are interested in one of the other, more limited forms of health insurance, please contact one of our health insurance advisors for a free consultation.