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Accident Insurance

Accidents Can Happen to Anyone at Any Time.

From car accidents to sports injuries, accidents can strike at any time. With high deductible health plans, both medical and non-medical out of pocket expenses can add up quickly.

TMA members can receive help to reduce the financial burden of an unexpected injury. The TMA Accident Insurance issued by The Prudential Insurance Company of America helps offset the expenses related to bone fractures, joint dislocations, inpatient or outpatient hospital visits, dental or eye injuries, burns, and much more.

How Benefits are Paid

The TMA Member Plan pays the benefit directly to you. Unlike some other plans, your benefit payment is made based on the diagnosis. Receiving medical treatment or providing proof of any expenses incurred is not required before receiving payment, so you will receive payments as soon as possible.

Use Benefits for What You Need

You will be able to use use your lump sum benefit in any way you would like; use it for prescriptions, out-of-pocket deductibles, copays not covered by health insurance, for day-to-day living expenses, or necessary caregiving.

Guaranteed Acceptance

If you are a TMA member under age 65, enrolling is easy because your acceptance is guaranteed. There are no medical questions to answer. You can also enroll a dependent spouse or domestic partner under age 65, and their dependent children under age 26.

Have questions? Speak with our experienced advisors for a consultation.

Contact Us

Enroll Online

TMA members under age 65 are guaranteed acceptance in the TMA Accident Insurance issued by The Prudential Insurance Company of America.  Click below to enroll. 

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Click to Apply

Call Us

Our advisors are available weekdays from 7:30 a.m. to 5:30 p.m. CST to answer your questions, review your current insurance coverage, and help you get the coverage you need. Call us at 1-800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage.
Group Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential's Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500.