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Business Overhead Expense

Help Keep Your Practice Healthy

Managing a medical practice comes with big responsibilities. If one of your physicians is not in the office to see patients for an extended period of time – due to a serious illness or injury – the health of the practice could be in jeopardy.

Your Practice May Need Its Own Insurance

Most physicians are aware of the value of disability insurance – to help cover personal expenses if a serious illness or injury prevents you from working. But what about your practice?

Business Overhead Expense insurance is designed to help keep your practice up and running if one of your physicians cannot work due to a serious disability. The plan helps cover typical monthly expenses like salaries, rent, mortgage payments, property taxes, utilities, office supplies, loan payments, and medical equipment. It can even help cover the cost of a locum tenens physician - so patients won't have to leave your practice to find care elsewhere.

In addition, during the entire time the physician is disabled the premiums will be waived.

Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181.

Apply Online

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Apply Online

If you are TMA member age 64 and under, you can sign up for the TMA Member Business Overhead Expense Plan at any time online. Simply click on the the link below to get started.

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Speak with a TMA Insurance Trust Advisor:

Help Protect Your Practice

The TMA Member Business Overhead Expense Plan issued by The Prudential Insurance Company of America offers streamlined underwriting and a generous benefit of up to $50,000 per month.

Contact us today for a free consultation. An advisor is available to provide guidance and assistance for you and your practice.

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TMA Member Business Overhead Expense coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all plan information, including limitations and exclusions.
CA COA #1179, NAIC #68241. Contract Series 83500