---
title: Supplemental Hospital Indemnity Insurance Residents TX | TMA Insurance Trust
description: Even a short stay in the hospital can have a major impact on your finances. Learn how Supplemental Hospital Indemnity Insurance can help.
---

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# Supplemental Hospital Indemnity

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## Hospital Stays Strain Even The Healthiest Budget

Even a short stay in the hospital can have a major impact on your finances. With today’s high deductible health plans, even a short stay in the hospital can have a major impact on your finances.

High deductible plans are popular because the monthly premiums can be significantly lower than other plans. But true to their name, the deductibles are often so high they can strain even the healthiest budget.

## Fill the Gaps in Your Medical Coverage

TMA Insurance Trust understands that being hospitalized is stressful enough without worrying about  bills piling up back home. Supplemental hospital indemnity insurance provides a tax-free cash payment for each day you spend in the hospital.

This extra cash helps fill in the gaps in your medical coverage and helps with copays, deductibles, prescriptions and other expenses.

### Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage you need. Call us at 800-880-8181.

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### Speak with a TMA Insurance Trust Advisor:

## Payouts to Use as You See Fit

The payout from supplemental hospital Indemnity insurance can be used any way you see fit. These funds are added financial resources that can be used to help with deductibles and copays, prescriptions or other expenses like childcare, groceries, transportation, utilities and other bills.

## Put Your TMA Membership to Work for You

This supplemental hospital indemnity plan is open to all TMA members under age 65. When you enroll in this plan you will receive the following benefits:

- Payouts of up to $250 per day to be used as you see fit.
- Up to 365 days of coverage, starting the first day you become hospitalized
- Portability – as long as you remain a TMA member, you can take this coverage with you even if you switch jobs or move out of state

Speak with an experienced TMA Insurance Trust advisor today and let us help you choose a plan that is best for your situation and needs.

## Recommended Articles For Residents & Fellows

[## Supplemental Hospital Indemnity Insurance

TMA Members: Get Help Paying for Hospital Bills

](https://www.tmait.org/blog/tma-members-get-help-paying-for-hospital-bills)

[## Accident Insurance

Let Accident Insurance Catch You If You Fall

](https://www.tmait.org/blog/let-accident-insurance-catch-you-if-you-fall)

[## Accident Insurance

Have a Helping Hand After an Accident

](https://www.tmait.org/blog/have-a-helping-hand-after-an-accident)

[## Accident Insurance

Accident Insurance Helps Fill Health Insurance Gaps

](https://www.tmait.org/blog/accident-insurance-helps-fill-health-insurance-gaps) 

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