Are There Hidden Risks In Your Employer's Disability Insurance Plan?
As an employed physician, you may have accrued sick time or vacation time that can be used when faced with a temporary illness or injury. But it may not be sufficient for the duration of your recovery. Short term disability insurance is a crucial safety net that can help provide financial support during periods of medical leave when you are unable to earn your regular salary.
Our new TMA Member Short Term Disability Plan, issued by The Prudential Insurance Company of America, was created to provide employed physicians with an affordable, guaranteed way to access vital income protection.
TMA members under the age of 55 are guaranteed acceptance for a cash benefit of up to $1,500/week. Benefits are paid directly to you for up to 13 weeks.
Short term disability coverage is often offered as an elective benefit of employment. However, some employed physicians work as independent contractors or in private practice. We've made our group plan accessible on an individual basis outside of an employment setting.
If you have a disability policy, your elimination period may be up to 180 days. Keep your financial vulnerability to a minimum by supplementing your current plan with the TMA Member Short Term Disability Plan. With no waiting period for accidents and a 7-day waiting period for covered illnesses, our plan can help ensure you have ongoing cash benefits in hand quickly.
The TMA Member Short Term Disability Plan can be particularly advantageous to employed physicians planning to start a family. It covers pregnancy, before and after birth, even when there are no complications.
Approach your financial future with greater piece of mind. Enrolling for our new TMA Member Short Term Disability Plan is almost as easy as benefiting from it. Use our convenient online form or call a TMA Insurance Trust advisor today.