---
title: Short Term Disability Insurance TX Residents & Fellows | TMA Insurance Trust
description: As you embark on your medical career, it is essential to prioritize your financial well-being and future security.
---

- [800-880-8181](tel:800-880-8181)
- [CONTACT US](https://www.tmait.org/contact)
- [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/)

[![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/)

![STD-icon](https://www.tmait.org/hs-fs/hubfs/Website%202019%20Images/Final%20Icons/White%20Versions/STD-icon.png?width=692&height=595&name=STD-icon.png)

# Short Term Disability Insurance

![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png)

## A Guarantee For Your Financial Future

As you embark on your medical career, it is essential to prioritize your financial well-being and future security. A temporary illness or injury could impact your ability to practice and lead to a significant loss of income.

Our new TMA Member Short Term Disability Plan, **issued by The Prudential Insurance Company of America**, was created to provide residents with an affordable, guaranteed way to access vital income protection.

## Your Acceptance is Guaranteed

TMA members under the age of 55 are guaranteed acceptance for a cash benefit of up to $1,500/week. Benefits are paid directly to you for up to 13 weeks.

## Protection For Your Unique Situation

Our exclusive member plan has important benefits designed to support young members and affordable premium rates that can help ensure your financial stability while in training and throughout your career.

**Keep your financial vulnerability to a minimum**. With no waiting period for accidents and a 7-day waiting period for covered illnesses, our plan can **help ensure you have ongoing cash benefits in hand quickly**.

The TMA Member Short Term Disability Plan can be particularly advantageous to residents planning to start a family. It covers pregnancy, before and after birth, even when there are no complications.

### Get Started Online

TMA members under age 55 can quickly enroll for up to $1,500/week benefit with guaranteed acceptance. Coverage up to $2,500/week benefit is available with underwriting. To start, click the button below.

[Apply Online](https://www.tmait.org/resident-short-term-disability#)

[![Get Started](https://no-cache.hubspot.com/cta/default/400074/8682dce3-2ef9-415d-b35b-72622a3557b4.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/8682dce3-2ef9-415d-b35b-72622a3557b4)

### Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181.

[![Click to Call](https://no-cache.hubspot.com/cta/default/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1)

### Speak with a TMA Insurance Trust Advisor:

## Our Commitment to Your Financial Future

Developing this new income protection plan is another way TMA Insurance Trust is endeavoring to help foster your long and fulfilling career as a physician.

Approach your financial future with greater piece of mind. Enrolling for our new TMA Member Short Term Disability Plan is almost as easy as benefiting from it. Use our convenient online form or call a TMA Insurance Trust advisor today.

## Recommend Articles For Residents & Fellows

[## Disability Insurance

Are There Hidden Risks In Your Employer's Disability Insurance Plan?

](https://www.tmait.org/blog/are-there-hidden-risks-in-your-employers-disability-insurance-plan)

[## Disability Insurance

Disability Insurance Myths Every Physician Should Know About

](https://www.tmait.org/blog/disability-insurance-myths-every-physician-should-know-about)

[## Disability Insurance

Disability Insurance Costs More for Women - We Have a Solution!

](https://www.tmait.org/blog/disability-insurance-costs-more-for-women-we-have-a-solution)

[## BOE Insurance

Help Protect Your Practice’s Heartbeat With Business Overhead Expense Insurance

](https://www.tmait.org/blog/help-protect-your-practices-heartbeat-with-business-overhead-expense-insurance)

TMA Member Short Term Disability coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.

1072707-00001-00

![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png)

[* * Contact Us](https://www.tmait.org/resident-short-term-disability#bott-scroll)

### Quick Links

- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Home](https://www.tmait.org/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Testimonials](https://www.tmait.org/testimonials)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [About](https://www.tmait.org/about)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Privacy Policy](https://www.tmait.org/privacy-policy)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Contact](https://www.tmait.org/contact)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Resources](https://www.tmait.org/resources)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Our Blog](https://www.tmait.org/blog)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Self-Service Portal](https://tmait.aebsys.com/#/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Insurance For Good](https://www.tmait.org/blog/insurance-for-good)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Anticipate Joy](https://www.tmait.org/anticipate-joy)

### Connect With Us

- [* *](https://www.facebook.com/TMAInsuranceTrust)
- [* *](https://twitter.com/TMAIT)
- [* *](https://www.youtube.com/user/TMAInsuranceTrust)

We were created and are exclusively endorsed by the [Texas Medical Association](https://www.texmed.org/) © 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

© 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/956622860/?value=0&guid=ON&script=0) 

![](https://analytics.twitter.com/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0) ![](https://t.co/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0)