--- title: Life Insurance For Texas Physicians | TMA Insurance Trust description: Life insurance is a benefit that may help your family when they need it most. Learn how TMA Insurance Trust can help you get the amount of coverage they need. --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) ![Heart_Icon](https://www.tmait.org/hs-fs/hubfs/Website%202019%20Images/Final%20Icons/White%20Versions/Heart_Icon.png?width=119&height=119&name=Heart_Icon.png) # Life Insurance ![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png) ## Help Protect the Ones You Love When you obtain life insurance you help protect your family's finances while you are building wealth.  As your career progresses and your financial responsibilities increase, you may need more coverage to help ensure your obligations will be met and your family can live with financial security.  You may decide later a term life policy is a smart estate tax planning option. ## Life Insurance for All Physicians TMA Insurance Trust Advisors works with leading carriers and can help physicians get any amount of coverage they need. We have advised physicians on how to help protect their family’s financial security and future dreams with life insurance for generations. We are ready to have a conversation about life insurance strategies and have plans suitable for you and your unique situation. ## Life Insurance to Help Protect Your Medical Practice If you are an independent physician with a group of partners, life insurance may help protect the interests of the partners in the event one partner passes away. For example, it can be used to help pay business debt or used as collateral to secure a business loan. Below, you can quickly apply for life insurance online. Life insurance can also be an important part of a succession plan. Partners can secure life insurance on each other. This may help provide the necessary funds, at the exact time needed, to buy out the deceased partner’s heirs. ### Apply Online* TMA members under age 45 can apply online for a total of up to $750,000 with no health questions and no physical exam. Members under age 60 can apply for up to $2,000,000 of TMA Member Term Life Insurance. This coverage is issued by **The Prudential Insurance Company of America.** [![Click to Apply](https://no-cache.hubspot.com/cta/default/400074/5de07549-69ad-4bd5-929c-eb585216dc10.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/5de07549-69ad-4bd5-929c-eb585216dc10) ### Call Us Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181. [![Click to Call](https://no-cache.hubspot.com/cta/default/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/d191a40a-6199-4f1c-b6c1-58c26df201d1) ### Speak with a TMA Insurance Trust Advisor: ## Surprisingly Affordable Life insurance may be more affordable than you think. For example, a 37-year-old nonsmoker could purchase $1,000,000 of level premium term life insurance for $500 a year for a 20-year term. Ten-year and 30-year terms are also available. ## Recommended Articles [## Life Insurance Life Moves Fast, Is Your Life Insurance Plan Keeping Up? ](https://www.tmait.org/blog/life-moves-fast-is-your-life-insurance-plan-keeping-up) [## Life Insurance Is Inflation Eating Away the Value of Your Life Insurance? ](https://www.tmait.org/blog/is-inflation-eating-away-the-value-of-your-life-insurance) [## Life Insurance The Four Advantages of Buying Insurance From TMA Insurance Trust ](https://www.tmait.org/blog/the-four-advantages-of-buying-insurance-from-tma-insurance-trust) [## Life Insurance Women Physicians: Help Secure Your Family’s Future with Life Insurance ](https://www.tmait.org/blog/women-physicians-help-secure-your-familys-future-with-life-insurance) *TMA Member Term Life coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. CA COA #1179, NAIC #68241. 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