A dislocated shoulder from a fall during a hike, a broken ankle during a football game-–as a physician, you’re familiar with how to physically treat these kinds of injuries. But are you prepared financially if they happen to you or someone in your family? Your health insurance will cover a good portion of your medical bills, but additional medical and non-medical expenses can accumulate quickly. Accident insurance covers medical and non-medical expenses to help bridge the gap between your health insurance and these additional out of pocket expenses. A cash benefit is paid directly to you upon diagnosis of a covered, accidental injury.
Coverage That Helps Protect Your Financial Health
TMA Member Accident Insurance issued by The Prudential Insurance Company of America can help alleviate the financial strain of injuries caused by an accident. Coverage is provided for a variety of accidental injuries, including:
- Bone fractures
- Dental or eye injuries
- Joint dislocations
- In-patient or outpatient hospital visits
- Much more
This plan pays out a cash benefit directly to you when you or a family member suffers a covered injury due to an accident. The benefit payment is made to you upon diagnosis and you control how that payment is used. It can be used to help protect your hard earned income by covering out-of-pocket deductibles, necessary care-giving, or something else. The choice is yours to make.
If you are a TMA member under age 65, you are eligible to enroll in this valuable insurance protection. You also have the opportunity to enroll a dependent spouse or domestic partner under age 65, as well as dependent children under age 26.
Complete Your Coverage
Foresight and good planning will help you avoid being blindsided by unexpected, out of pocket expenses in the event of an accident. To complete your coverage, reach out to our advisors at 1-800-880-8181. Get full details and no pressure information about this supplemental insurance to your regular health insurance. If you have the details but haven’t yet secured your coverage, you can apply for TMA Member Accident Insurance at any time online. Click below to get started.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.