Most of us think of insurance in practical terms: you pay a premium, and if something happens, you file a claim. But what if it could do more? What if its value reached further than your own protection? What if it already was, and you just didn’t know it?
At TMA Insurance Trust, we manage coverage and handle claims like any insurer. But what happens beyond that is what sets us apart. We don’t answer to shareholders—because we don’t have any. When there’s a surplus, it stays within the Texas medical community, paying it forward by funding resources physicians rely on throughout their careers.
We call it Insurance For Good because that’s exactly what it delivers.

Reinvested in You
Because TMA Insurance Trust was founded by physicians, the realities of practicing medicine, professionally and personally, are genuinely understood. That insight continues to shape the unique benefits available to you today:
- Free CME courses to help you meet licensing requirements and save hundreds each year
- Confidential, free mental health counseling through Anticipate Joy for members and families
- Support for County Medical Societies and physician networks through ongoing sponsorships
- Funding for Member Sections to keep physician groups active and connected
- Emergency relief funds through the TMA Foundation when physicians face a crisis
This is how your insurance gets reinvested in you: by lowering out-of-pocket costs, strengthening your network, and offering real-world tools when challenges arise. These aren’t extras. They’re built into your TMA membership, without raising your premiums or adding hidden charges. In fact, many of our plans come with exclusive savings that are available only to members.
A Mission That Hasn’t Changed
Since 1955, our focus has stayed the same: supporting Texas physicians. And through that commitment, your premium does more than pay for coverage. It brings value full circle, back to you and your colleagues.
From personalized insurance options and exclusive savings to physician-focused programs that reflect the spirit of Insurance For Good, TMA Insurance Trust’s experienced advisors are just a call away. To learn more about what your membership includes, call us at 800-880-8181, Monday through Friday from 8:00 AM to 5:00 PM CST.

For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of quality insurance plans.