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Short Term Disability Insurance

A Lifeline for Your Financial Well-Being

Short term disability insurance is a crucial safety net that can help provide financial support during periods of medical leave when you are unable to earn your regular salary. Our new TMA Member Short Term Disability Plan, issued by The Prudential Insurance Company of America, was created to provide our members with an affordable, guaranteed way to access vital income protection.

Your Acceptance is Guaranteed

TMA members under the age of 55 are guaranteed acceptance for a cash benefit of up to $1,500/week. Benefits are paid directly to you for up to 13 weeks.

A Guarantee When You Need It Most

The TMA Member Short Term Disability Plan can help ensure you have ongoing cash benefits in hand quickly, keeping your risk of financial vulnerability to a minimum.

Your benefits can help cover medical and non-medical expenses such as student loan payments, rent, and other necessities, easing your financial burden so you can focus on your recovery and healing.

Get Started Online

TMA members under age 55 can quickly enroll for up to $1,500/week benefit with guaranteed acceptance. Coverage up to $2,500/week benefit is available with underwriting. To start, click the button below.

Apply Online

Get Started

Call Us

Our advisors are available weekdays from 8:00 a.m. to 5:00 p.m. CST to answer your questions, review your current insurance coverage, and help you get coverage for you, your family, and your practice. Call us at 800-880-8181.

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Speak with a TMA Insurance Trust Advisor:

Protection For Your Unique Situation

Our decades-long collaboration with physicians has given us a deep understanding of your unique income protection requirements. This plan was made for you.

Practice owners typically do not have the financial assistance of sick leave benefits that employed physicians may have access to. Our plan is a vital tool to help practice owners maintain their financial stability until they recover and can resume their work.

Employed physicians may have accrued sick time or vacation time, but it may not be sufficient for the duration of their recovery. Even if disability insurance is offered to you through your employer, the lengthy elimination period may mean your benefits aren't in hand as soon as you need them. With this plan, our members can receive their cash benefit with no waiting or within a 7-day period, depending on the nature of the disability.

Women physicians planning a family can especially benefit from our affordable Member Short Term Plan. This plan covers pregnancy, before and after birth, and even if there are no complications. Your acceptance for coverage is guaranteed.

Residents in training usually can't afford to be without an income. Our exclusive member plan has important benefits designed to support young members and affordable premium rates that can help ensure your financial stability while in training and throughout your career.

Our Commitment to Your Financial Future

Developing this new income protection plan is another way TMA Insurance Trust is endeavoring to help foster your long and fulfilling career as a physician.

Approach your financial future with greater peace of mind. Enrolling for our new TMA Member Short Term Disability Plan is almost as easy as benefiting from it. Use our convenient online form or call a TMA Insurance Trust advisor today.

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TMA Member Short Term Disability coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.

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