--- title: Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan description: Short term disability insurance is a crucial safety net that can help provide financial support during periods of medical leave when you are unable to earn your regular salary. image: https://www.tmait.org/hubfs/Short%20Term%20Disability%20Insurance%20TMA%20Insurance%20Trust.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/Short%20Term%20Disability%20Insurance%20TMA%20Insurance%20Trust.png) [Disability Insurance](https://www.tmait.org/blog/topic/disability-insurance) # Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan 26 August 2023 [![August 2023 Week 4 Take Aways](https://www.tmait.org/hs-fs/hubfs/August%202023/August%202023%20Week%204%20Take%20Aways.png?width=235&height=400&name=August%202023%20Week%204%20Take%20Aways.png)](https://info.tmait.org/talk-with-an-advisor-about-short-term-disability)As young physicians embark on their medical careers, it is essential to prioritize their financial well-being and future security. Short term disability insurance is a crucial safety net that can help provide financial support during periods of medical leave when you are unable to earn your regular salary. We are proud to introduce the TMA Member Short Term Disability Plan,** issued by The Prudential Insurance Company of America**, as an affordable, guaranteed way for residents and young physicians to access vital income insurance protection. ## A Guarantee When You Need It Most **If you lost your income due to a necessary medical leave, would you be able to cover your living expenses, plus additional medical bills?** For most young physicians and residents, the answer is no. Short term disability insurance is commonly provided as an elective employment benefit, available on a group basis. However, some young physicians may work as independent contractors or in private practice, where employer benefits might not be available. Many have not worked long enough to build up emergency funds or accrue sufficient sick days to help them weather the financial strain of an illness or injury that keeps them from practicing. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/9f6b3bd1-357e-4550-92b6-29ba71f4f125.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/9f6b3bd1-357e-4550-92b6-29ba71f4f125)***[800-880-8181](tel:800-880-8181) 8:00 – 5:00 CST Monday – Friday*** **Here’s how our new plan upgrades your income protection:** - *Members under age 55 have* ***guaranteed acceptance**** for a cash benefit of up to $1,500/week* - *Up to $2,500/week in benefits available with underwriting* - *Affordable premium rates* - *Benefits paid for up to 13 weeks* - *Quick payout - no waiting period for covered accidents and only a 7-day waiting period for covered illnesses* - *Benefits paid regardless of any other insurance you may have* - *Benefits paid directly to you* - ***Pregnancy is covered ****(limited to 2 weeks prepartum and 6 weeks postpartum, 8 weeks for C-section)* **The TMA Member Short Term Disability Plan can help ensure you have ongoing cash benefits in hand quickly, keeping your risk of financial vulnerability to a minimum**. Your benefits can help cover medical and non-medical expenses such as student loan payments, rent, and other necessities, easing your financial burden so you can focus on your recovery and healing. ## Enrolling Is Easy Enrolling for our new TMA Member Short Term Disability Plan is almost as easy as benefiting from it. Use our convenient online form below to contact one of our expert advisors, or call 800-880-8181, weekdays from 8:00 to 5:00, CST. Developing this new income insurance protection plan is another way TMA Insurance Trust is endeavoring to help foster your long and fulfilling career as a physician. Approach your financial future with greater peace of mind and commit to your well-being so you can continue to care for the well-being of those who depend on you. [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/effacd66-6223-461b-8b2a-373b2c7dfa4f.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/effacd66-6223-461b-8b2a-373b2c7dfa4f) For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Disability Insurance ](https://www.tmait.org/blog/topic/disability-insurance) [, Featured ](https://www.tmait.org/blog/topic/featured) [, Family ](https://www.tmait.org/blog/topic/family) [, Independent Physician ](https://www.tmait.org/blog/topic/independent-physician) [, Employed Physicians ](https://www.tmait.org/blog/topic/employed-physicians) [, Practice Owners ](https://www.tmait.org/blog/topic/practice-owners) [, Insurance for Women ](https://www.tmait.org/blog/topic/insurance-for-women) [, Women Physicians ](https://www.tmait.org/blog/topic/women-physicians) [, Young Physicians ](https://www.tmait.org/blog/topic/young-physicians) [, Short Term Disability ](https://www.tmait.org/blog/topic/short-term-disability) ** [Residents](https://www.tmait.org/blog/topic/residents) [**Previous 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