Accident Insurance
Help Protect Your Income from Accidental Injuries
From car accidents to sports injuries, accidents can strike at any time. With high deductible health plans, both medical and non-medical out of pocket expenses can add up quickly.
TMA members can receive help to reduce the financial burden of an unexpected injury. The TMA Accident Insurance Plan issued by The Prudential Insurance Company of America helps offset the expenses related to bone fractures, joint dislocations, inpatient or outpatient hospital visits, dental or eye injuries, burns, and much more.
The TMA Member Plan pays the benefit directly to you. Unlike some other plans, your benefit payment is made based on the diagnosis. Receiving medical treatment or providing proof of any expenses incurred is not required before receiving payment, so you will receive payments as soon as possible.
If you are a TMA member under age 65, you are guaranteed acceptance. If your spouse or domestic partner is under age 65, they can also enroll. Dependent children under age 26 are also eligible. This makes the TMA Member Plan attractive for families that lead active lifestyles or have children involved in organized sports.
TMA members under age 65 are guaranteed acceptance in the TMA Accident Insurance Plan issued by The Prudential Insurance Company of America. Click below to enroll.
You will be able to use your lump sum benefit for any medical and non-medical expenses. For instance, use it for prescriptions, out-of-pocket deductibles, copays not covered by health insurance, for day-to-day living expenses, or necessary caregiving.
If you are a TMA member under age 65, enrolling is easy because your acceptance is guaranteed. There are no medical questions to answer. You can also enroll a dependent spouse or domestic partner under age 65, and your dependent children under age 26.
Have questions? Speak with our experienced advisors for a consultation.
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© 2025 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST