Most of us don’t choose to take unnecessary risks, but accidents still happen. Accidents and injuries can happen anytime and anywhere: driving to the grocery store, while taking on a small home improvement project, or tripping on an uneven sidewalk.

When you or a family member gets hurt, your health insurance will take care of a good portion of your medical bills. Still, there are additional medical and non-medical expenses that can accumulate quickly. Accident insurance can lend a helping hand financially.

Help With Unexpected Expenses

TMA Member Accident Insurance issued by The Prudential Insurance Company of America can help alleviate the financial burden that an injury brings. This plan pays a cash benefit directly to you when you suffer a covered injury due to an accident - wherever it may be. The plan includes the following features:

• Coverage for a variety of accidents and injuries, including bone fractures, joint dislocations, inpatient or outpatient hospital visits, dental or eye injuries, burns, and much more.
• Benefits are paid without the need to provide proof of expenses.
• Benefits are paid to you; use them for whatever you need.
• You receive a lump sum payment upon diagnosis of the injury.

Benefits of Accident Insurance

Accident insurance is unique. It puts a benefit in your hands fast, and gives you control on how those benefits are used. For example, your benefit payment is made based on the diagnosis. You do not have to complete treatment or provide any proof of expenses before you receive payment. Additionally, benefits are paid directly to you, not your medical provider, and you can use that lump sum benefit however you’d like. Perhaps you’ll offset medical costs like prescriptions, deductibles, or copays not covered by health insurance. Or you can choose to offset the cost of caregiving expenses, mobility aids or home safety modifications… the point is, the money is yours to use as you see fit.

Protection Up to Age 80

If you are a TMA member under age 65, you are eligible to enroll in this valuable insurance protection. Once you secure your coverage, you will be fully protected up to age 80. TMA members are also able to enroll a dependent spouse or domestic partner under age 65, and dependent children under age 26.

We’re Here for You

If you have questions about TMA Member Accident Insurance, talk to one of our experienced advisors. You won’t feel any obligation or sales pressure from our advisors; they do not earn sales-based commissions, which allows them to focus on finding the coverage that works for your needs. You can reach an advisor at 800-880-8181, or if you wish, you can apply for TMA Member Accident Insurance at any time online. To get started, click below.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.