Short and Long Term Disability Insurance

We offer disability insurance plans from leading carriers like Guardian with savings for Texas physicians and our TMA Member Short Term and Long Term Disability Plans issued by The Prudential Insurance Company of America that provide exclusive savings* for TMA members.

Disability insurance benefits help replace a portion of your personal income until you can return to work. If you already have some coverage, are you sure your monthly benefit will be enough to cover your expenses?

Our decades-long collaboration with physicians has given us a deep understanding of your unique income protection requirements.

Practice owners may need to secure their own coverage. Across generations, we have helped thousands of practice owners acquire the essential income protection they need.

Employed physicians may have limits on their benefits and may pay taxes on any benefits they receive. We're here to assist in bridging the gaps in your coverage.

Women physicians typically pay more for disability insurance.¹ We may save you up to 40% - 50% with our Member Long Term Plan, compared to the cost of individual coverage, and up to 40% on a true own occupation policy. And our affordable Member Short Term Plan covers pregnancy and your acceptance for coverage is guaranteed.

Residents in training usually can't afford to be without an income. Our member plans have important benefits designed to support young members with affordable premium rates that can help ensure your financial stability while in training and throughout your career.

Practice Managers have worked with us for decades putting group plans in place to help protect key employees incomes. We can help you too.