--- title: "New Tool: See Your Disability Insurance Savings Now" description: Learn about our easy-to-use tool that provides a quick look at what your rate would be for the TMA Member Long Term Disability Plan. image: https://www.tmait.org/hubfs/July%202021/July_2021_Week_3_Disability.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/July%202021/July_2021_Week_3_Disability.png) [Disability Insurance](https://www.tmait.org/blog/topic/disability-insurance) # New Tool: See Your Disability Insurance Savings Now 17 July 2021 When shopping online most of us would like to see as much information as possible about what we’re looking to buy. That obviously includes the price. Once we know the cost, we can make a reasonably informed decision about whether or not to make the purchase. ## See Your Rate – See Your Savings Now you can do just that with our [**TMA Member Long Term Disability Insurance Rate Calculator**](https://www.tmait.org/tma-member-disability-calculator). It’s an easy-to-use tool that provides a quick look at what your rate would be for the TMA Member Long Term Disability Plan **issued by The Prudential Insurance Company of America.** In just a few moments you’ll see your rate – and your savings – for what is our most cost-effective disability insurance plan.** It’s fast and simple, with no sales pressure.** ## See What a 25% Reduction Looks Like Our standard member rates will be displayed along with TMA Member rates that include a special 25% Thank You Credit – **which effectively reduces your premium by 25%.*** That can be a significant savings for what is considered a quality disability insurance plan from a nationally known carrier. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/002e0a30-02df-4501-856d-51506fe7c0f7.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/002e0a30-02df-4501-856d-51506fe7c0f7)***[800-880-8181](tel:800-880-8181) 7:30 – 5:30 CST Monday – Friday*** ## Find a Rate That Works With Your Budget The calculator will also let you adjust the amount of** your monthly benefit and the length of your waiting period. **You can then see how your choices affect the rate – so you can choose the options that work best for your budget. The calculator will also display rates with and without a **Cost of Living Adjustment** (COLA)¹ so you can see how this option affects your overall cost. ## Affordability and Abundant Features When you look at the numerous features of the TMA Member Long Term Disability Plan you might be surprised at how affordable it is – especially when you compare our group rates to the cost of an individual disability insurance plan. Some highlights of the plan include: - **Streamlined application process** for monthly benefits up to $10,000 – members can apply for a benefit of up to $15,000 with additional underwriting - **Apply for up to $4,000/month benefit **without income verification - **Benefit paid regardless of other insurance** you may have - **30-day waiting period option** – most disability plans require 90 days - **Own occupation coverage** - **Student loan rider up to $250,000 **at no cost to members age 40 and under - **More options available** to meet your personal needs ## See Your Savings Now [Give the calculator a try](https://www.tmait.org/tma-member-disability-calculator). And if you wish to speak with an advisor please feel free to give us a call. We can provide you with quotes for individual policies from other leading, national carriers and a high benefit plan for high income earners. You’ll never find any sales pressure or sense of obligation on a call with us. Our advisors are here to help you protect your income at a cost that works best for you. They are available at [1-800-880-8181](tel:1-800-880-8181), 7:30 am – 5:30 pm CST Monday to Friday. [![SEE YOUR SAVINGS HERE](https://no-cache.hubspot.com/cta/default/400074/758797be-a866-4746-bc30-0dddae3009d3.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/758797be-a866-4746-bc30-0dddae3009d3)   [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/ff77bcf5-6019-4bb4-a971-2a441fefe9af.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/ff77bcf5-6019-4bb4-a971-2a441fefe9af) For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Disability Insurance ](https://www.tmait.org/blog/topic/disability-insurance) ** [**Previous Entries](https://www.tmait.org/blog/a-simple-affordable-supplement-for-life-insurance) [Next Entries**](https://www.tmait.org/blog/dont-let-dental-care-take-a-bite-out-of-your-retirement-income) ## Recommended Posts ### [Disability Insurance—Without Gender-Based Pricing Discrimination](https://www.tmait.org/blog/disability-insurance-without-gender-based-pricing-discrimination) ### [Mind the Gap: Why Your Employer’s Disability Coverage May Fall Short](https://www.tmait.org/blog/mind-the-gap-why-your-employers-disability-insurance-coverage-may-fall-short) ### [When Your Family Depends On You: Disability Insurance for Physicians](https://www.tmait.org/blog/when-your-family-depends-on-you-disability-insurance-for-physicians) ### [Don’t Let a Busy Schedule Block Your Disability Protection](https://www.tmait.org/blog/dont-let-a-busy-schedule-block-your-disability-insurance-protection) ### [What the TMA Member Disability Plan Includes That Others Don’t](https://www.tmait.org/blog/what-the-tma-member-disability-plan-includes-that-others-dont) ### [Don’t Let These Coverage Gaps Surprise You in Retirement](https://www.tmait.org/blog/dont-let-these-coverage-gaps-surprise-you-in-retirement-medicare) ### [A Physician's Path to Better Disability Coverage](https://www.tmait.org/blog/a-physicians-path-to-better-disability-insurance-coverage) ### [Insurance That Gives Back](https://www.tmait.org/blog/insurance-that-gives-back) ## Speak with a TMA Insurance Trust Advisor: *Effective 8/1/2019, TMA Insurance Trust is able to provide participants with a premium credit of 25% that will be applied to their billing invoices, effectively decreasing the amount of their premium payments by 25%. This complimentary premium credit is provided at the sole discretion of the TMA Insurance Trust, is not guaranteed for future years, and will be subject to periodic review and evaluation.   ¹An optional inflation protection feature for participants under the age of 65 helps protect the buying power of your disability benefits. Automatic annual increases to your disability benefits equal to the lesser of 6 percent, or 50 percent of the increase in the Consumer Price Index for that year.   TMA Member Long Term Disability Plan is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. CA COA #1179, NAIC #68241. 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