When shopping online most of us would like to see as much information as possible about what we’re looking to buy. That obviously includes the price. Once we know the cost, we can make a reasonably informed decision about whether or not to make the purchase.
See Your Rate – See Your Savings
Now you can do just that with our TMA Member Long Term Disability Insurance Rate Calculator. It’s an easy-to-use tool that provides a quick look at what your rate would be for the TMA Member Long Term Disability Plan issued by The Prudential Insurance Company of America.
In just a few moments you’ll see your rate – and your savings – for what is our most cost-effective disability insurance plan. It’s fast and simple, with no sales pressure.
See What a 25% Reduction Looks Like
Our standard member rates will be displayed along with TMA Member rates that include a special 25% Thank You Credit – which effectively reduces your premium by 25%.* That can be a significant savings for what is considered a quality disability insurance plan from a nationally known carrier.
Find a Rate That Works With Your Budget
The calculator will also let you adjust the amount of your monthly benefit and the length of your waiting period. You can then see how your choices affect the rate – so you can choose the options that work best for your budget. The calculator will also display rates with and without a Cost of Living Adjustment (COLA)¹ so you can see how this option affects your overall cost.
Affordability and Abundant Features
When you look at the numerous features of the TMA Member Long Term Disability Plan you might be surprised at how affordable it is – especially when you compare our group rates to the cost of an individual disability insurance plan. Some highlights of the plan include:
- Streamlined application process for monthly benefits up to $10,000 – members can apply for a benefit of up to $15,000 with additional underwriting
- Apply for up to $4,000/month benefit without income verification
- Benefit paid regardless of other insurance you may have
- 30-day waiting period option – most disability plans require 90 days
- Own occupation coverage
- Student loan rider up to $250,000 at no cost to members age 40 and under
- More options available to meet your personal needs
See Your Savings Now
Give the calculator a try. And if you wish to speak with an advisor please feel free to give us a call. We can provide you with quotes for individual policies from other leading, national carriers and a high benefit plan for high income earners.
You’ll never find any sales pressure or sense of obligation on a call with us. Our advisors are here to help you protect your income at a cost that works best for you. They are available at 1-800-880-8181, 7:30 am – 5:30 pm CST Monday to Friday.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.