"After dropping our insurance back in January because premiums had gotten out of control, we were worried about finding something that fit our budget without sacrificing coverage."

When your practice has a quiet year, it ought to feel like a win. No major surgeries, no catastrophic medical events, just routine checkups and sensible care for your team.

When your group health insurance renewal arrives with another premium increase, it can feel like there’s little choice but to accept the higher cost. With so much else to manage, renewing the same plan can seem easier than exploring alternatives. But before you resign yourself to paying more for another year, it’s worth finding out if another option could help you save.

Another Open Enrollment season is approaching, bringing a familiar challenge for Texas medical practices: managing one of their largest expenses. Even a modest premium increase can significantly affect your practice's budget. With 2027 pricing ahead, reviewing your options before Open Enrollment begins offers an advantage.

Running a medical practice is a lot like running a close-knit community. The people who show up every day are far more than just names on a payroll sheet; they are the heartbeat of your practice. You celebrate their milestones, support them when life gets difficult, and rely on them to keep your patients cared for.

If you look closely at some of the most rewarding moments as a physician, they rarely stay confined to the exam room. A successful diagnosis, treatment plan, and recovery ripple far outward—affecting not only the patient, but everyone who loves and depends on them. At the end of the day, protecting our families and loved ones is a primary concern for all of us.

Every day, our advisors at TMA Insurance Trust speak directly with independent practice owners across Texas. Lately, one message has become incredibly clear: the high cost of group health premiums is placing a greater financial strain on small to midsize medical practices.

As a dedicated physician, you understand the importance of consulting a specialist when a patient presents with a complex, multifaceted condition. You have also likely seen patients delay seeking care simply because they feel overwhelmed by the process.