When an accident occurs, the unexpected expenses that follow could catch you off guard. Despite having health insurance, the costs of lab tests, x-rays, professional fees, and other medical expenses and non-medical expenses can accumulate quickly and leave you financially exposed.
Most physicians would agree that health insurance is necessary coverage, but because of the expense, dental insurance may not be prioritized, especially if you are already maintaining a regular at home dental regimen, such as brushing and flossing. However, overlooking dental insurance can delay regular checkups and create a gap in safeguarding your overall health, potentially leading to more significant expenses in the future.
As an independent locum tenens physician, you enjoy many benefits. Due to the shortage of physicians in Texas, your skills are in great demand. You get to decide when and where you want to work. And you don’t have to wait around for insurance reimbursements to get paid.
As the year draws to a close and you consider health insurance plans for 2024, we'd like to bring to your attention to some special options available through TMA Insurance Trust that may significantly enhance your coverage.
As we stand at the threshold of a new year, acutely aware of the impending challenges of attaining quality healthcare coverage, we recognize the unique predicaments that Texas physicians, whether independent or owners of practices—small or large, are bracing for. In the face of anticipated significant insurance premium increases, TMA Insurance Trust is not merely here to provide insurance but to extend a tailored solution that seamlessly aligns with your distinct needs.
In recent years, Texas has experienced its fair share of extreme weather conditions, from high winds in the scorching summer to freezing temperatures in the unforgiving winter. These tumultuous weather patterns can leave your home and automobile vulnerable to damage. At TMA Insurance Trust, we understand the unique challenges physicians in Texas face when it comes to protecting your valuable assets. Our mission is to help you find insurance policies that not only help safeguard your investments but also save you money in the process.
Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.
A dislocated shoulder from a fall during a hike, a broken ankle during a football game-–as a physician, you’re familiar with how to physically treat these kinds of injuries. But are you prepared financially if they happen to you or someone in your family? Your health insurance will cover a good portion of your medical bills, but additional medical and non-medical expenses can accumulate quickly. Accident insurance covers medical and non-medical expenses to help bridge the gap between your health insurance and these additional out of pocket expenses. A cash benefit is paid directly to you upon diagnosis of a covered, accidental injury.
