Protecting What Matters Most

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There’s Still Time to Control Costs and Get Better Health Insurance For 2023

26 November 2022

THE CLOCK IS TICKING

We know physicians have a lot on their plate. From the time you start work in the morning until the day is done you’re called on to make one decision after another. So right now the last thing you probably want to do is make a new decision about health insurance.

But time is running out for Open Enrollment – and this could be your last chance to find better health insurance for 2023.

There’s still time to get a plan that could help you control costs and provide more comprehensive benefits than the coverage you have now. In addition to offering top-rated group plans from leading national carriers, we can see if you’re eligible for certain options that may at this time be valuable to both practice owners and independent physicians.

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Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

12 November 2022

Doing the same thing the same way can sometimes be beneficial. As a physician, you have protocols of care that you follow for particular illnesses and diseases. But if a new, better form of treatment became available, would you dismiss it, or would you investigate its usefulness to your patients?

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Plan for Change: Lock in Lower 2022 Health Insurance Rates For 2023

19 September 2022

At TMA Insurance Trust, we do not yet know the full scope of the rate increases for 2023 health insurance premiums, but we anticipate that they could be significant. While we can’t prevent that, we can tell you that you have an opportunity to lock in a lower 2022 rate for the next 12 months. If you currently have an individual HMO health insurance plan, there are special options available that could help you qualify for group health insurance and take advantage of this as well.

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Why Your Health Insurance May Need a Boost

20 August 2022

There are many risks in everyday life. That’s why we have insurance protection. And most physicians view certain types of insurance as absolutely essential. Health insurance, disability insurance, life insurance are some examples.

Though you likely view health insurance as vitally important, does it offer the same benefits and level of financial protection that it once did? Many physicians will agree: the fabric of health insurance has frayed, and today, they must share the ever-growing costs of health care with their health insurance provider.

If a serious illness should affect you, you will likely have many medical and non-medical expenses to pay. This is why TMA Insurance Trust is offering members under age 65 the TMA Member Critical Illness Insurance Plan.

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Don’t Make This Expensive Mistake With Life Insurance

13 August 2022

In life, if you wait until you are ready to do something important, it could be too late.

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Avoid This Costly Mistake When Protecting Your Income

21 May 2022

It’s common sense that if you have a leak in your roof, the time to fix it is before a rain storm – not after a deluge.

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Women Physicians: Help Secure Your Family’s Future with Life Insurance

21 May 2022

Your income provides a strong financial foundation for you and your family and life insurance can be one of your biggest allies in helping to keep that foundation secure. However, according to life insurance industry estimates, about 58% of men have life insurance but only 47% of women are covered.* To appreciate the value of life insurance for you as a physician, it’s important to understand all the various ways it can help you as your career progresses.

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You May Already Have Disability Insurance From Your Employer – Here’s Why You May Need More

14 May 2022

One advantage of being an employed physician is that your employment typically comes with a benefits package. This likely includes insurance coverage that may be fully or partially paid for by your employer. For many physicians, that can bring a sense of security, knowing that your basic insurance needs are covered.

So if you already have insurance from your employer why would you need more coverage? There can be a number of very good reasons – especially when it comes to long term disability insurance.

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