Life moves fast, and accidents can happen when you least expect them. While you can't control when or where an accident might occur, you can help control the financial impact it has on your family by ensuring they are protected in case of an unexpected event.
As a dedicated physician, you pour your heart and soul into caring for your patients. Balancing a demanding career with personal life and family responsibilities is no small feat. Amidst this whirlwind, one crucial aspect often overlooked is your own protection and peace of mind. Serious accidents can happen anytime and without warning—whether you're driving to work, doing chores around the house, or traveling for vacation or to a conference.
Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.
Protect your family by not leaving them exposed to financial calamity should something happen to you. Bolster your life insurance by adding catastrophic accident coverage. The hustle and bustle of a busy practice and career can cause you to be so busy that some of the most basic precautions can be forgotten.The TMA Member Accidental Death & Dismemberment Plan is a convenient solution to help protect your family should a serious injury or death due to an accident happen to you.
Your career, family, and financial obligations are in a constant state of growth. Without warning, even when doing the most mundane tasks - from driving to work, traveling for a vacation or to a conference, a serious accident can occur. You may already have a life insurance benefit set up through your employer. But is it enough?
Many, if not most physicians, have a life insurance policy. It could be an individual plan you purchased years ago. Or it might be coverage provided by your employer. Either way, it’s very common that “once we get it, we tend to forget it.”
But as time passes our family and financial obligations typically grow. And if we haven’t added more coverage as our career and our lives evolve, we may not be providing our family with enough financial protection should something happen to us.
Because life insurance offers financial protection for loved ones, most physicians see the value in securing this financial protection for their families.
What if you could supplement your life insurance protection, simply and affordably? Some physicians choose to help protect their families financially with an Accidental Death and Dismemberment plan. Let’s talk about how practical and affordable this insurance is, and why you may want to obtain it.
There’s truth to the idea that says: You can’t predict an accident, but you can prepare for one.
Accidents can happen to anyone, at any time. But while we can’t know if or when a serious injury or accident might occur, we may at least help protect ourselves and our family from the financial fallout of such a life-changing event. That is the value of Accidental Death and Dismemberment (AD&D) insurance.
